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494 Aleta Ave, Mary Esther, FL, 32569

2beds
2baths
1,440sqft
$249,900
$174price/sqft
$1,662/moest. monthly cost
$66,480/yrincome needed

About This Home

New roof coming soon! This one-owner ranch-style home, situated on two lots, is being sold as-is and requires some TLC. With a bit of renovation, it has the potential to become a cozy retreat or an investment property. The house boasts a spacious screened porch that leads to the entryway, which includes a sizable dining area, a functional kitchen with a breakfast bar, a living room with a gas fireplace, and a split bedroom layout. The primary bath features a new walk-in shower. For added convenience, a whole house Generac Gas Generator provides electricity in case of power outages. Additionally, there's a sun porch or a large storage room that leads out to the backyard. The property also includes a spacious detached garage and a smaller workshop. Conveniently located a short distance west of Hurlburt Air Force Base, it's also a short drive to the beaches and shopping. Buyer incentives may be available with an acceptable offer.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

9/10
Florosa Elementary SchoolGrades PK-52.0 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: W/D Hookups

Bathroom

  • Level: First
  • Area: 35.196

Bedroom

  • Level: First
  • Area: 133.38

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 145.08

Features

  • Flooring: Brick,Carpet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Central,Fireplace(s)
  • Cooling features: Heat Pump,Central Air

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: First
  • Area: 143.91

Living Room

  • Level: First
  • Area: 227.243

Master Bedroom

  • Level: First
  • Area: 226.98

Property

Details

  • Parcel number: 162s25000000330090
  • Zoning description: Mixed Residential Subdiv
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Lawn Pump
  • Fencing: Back Yard,Chain Link,Full

Lot

  • Lot size: 0.48 Acres
  • Features: Interior Lot
  • Lot size dimensions: 210 x 100

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$126$1,512
Property Taxes $76$912
Electricity $197$2,366
Total$1,662$19,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,982/yr
40% on housing$49,860/yr
45% on housing$44,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 32569$209
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32569$220
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$249,900
2026-07-22Price change$280,000
2026-07-14Price change$285,000
2026-06-30Listed for sale$295,000

For Sale by Agent

AgentMichele Tucker
BrokerageLevin Rinke Realty

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