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91 Private Drive 1613 #B, Medanales, NM, 87548

4beds
4baths
3,986sqft
$995,000
$250price/sqft
$5,777/moest. monthly cost
$231,080/yrincome needed

About This Home

Classic New Mexico style on 5 serene acres in Mesa de Medanales. Ideally located for an easy commute to Española, Los Alamos, and Santa Fe, this mostly single-level residence with 2 primary ensuites on the main level blends timeless Southwestern character with modern updates. Three ensuite bedrooms plus a generous main-level bonus room or 4th bedroom provide plenty of room for family, friends and privacy!. All four baths have been customized and remodeled with walk-in showers in three and one full bath. Comfortable in floor radiant heat, multiple wood stoves, and three traditional kiva fireplaces keep you toasty in the winter with evaporative cooling in the summer! Authentic Southwestern features such as brick floors, beamed ceilings and nichos throughout. The generous eat-in kitchen is complemented by a formal dining room and a dedicated office/flex space supports remote work or creative pursuits. Outdoor living is exceptional w/ multiple courtyards, expansive exterior entertaining areas, and a covered portal with kiva fireplace. Enjoy 360 long range views just minutes from Abiquiú Lake, National Forest, and Ojo Caliente Mineral Springs & Spa. No HOA and Horses are welcome!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
5/10
6/10
Espanola Valley High SchoolGrades 9-1213.6 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Membrane
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northern New Mexico
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Gas Water Heater,Oven,Range,Refrigerator,Water Softener,Water Heater,Water Purifier,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 3

Features

  • Beamed Ceilings,Interior Steps
  • Window features: Insulated Windows
  • Flooring: Brick,Tile
  • Number of fireplaces: 3
  • Fireplace features: Kiva,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiant Floor,Wood Stove
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 3,986
  • Total interior livable area: 3,986 sqft

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Parcel number: R029151
  • Zoning: Rural Residential
  • Zoning description: Rural residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Horses can be raised: Yes
  • Living area range: 3,001-4,000

Lot

  • Lot size: 5 Acres

Parking

  • Total spaces: 6
  • Parking features: Attached,Direct Access,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Drought
Landslide
Winter Weather

FEMA Declared Disasters in Rio Arriba County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$281$3,372
Property Taxes $182$2,184
Electricity $283$3,400
Total$5,777$69,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,068/yr
40% on housing$173,310/yr
45% on housing$154,053/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 87548$229
Rio Arriba County$710

vs Homes Sold Last Month

Median $/sqft

ZIP 87548$332
Rio Arriba County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$995,000
2026-04-23Price change$1,049,000
2026-01-30Listed for sale$1,095,000

For Sale by Agent

AgentSasha L. Duffy
BrokerageColdwell Banker Mountain Prop

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