




95 Central Ave, Gaithersburg, MD, 20877
About This Home
Welcome Center now open at Montgomery counties newest community, come tour today! Welcome home to the Riva, a thoughtfully designed lower‑level, 2‑story condo with a 1‑car garage, nestled in the vibrant One Central community in Gaithersburg. From the moment you step inside, you’ll feel how this home blends comfort, style, and convenience in all the right ways. The open kitchen is truly the heart of the home—featuring abundant cabinetry, a designer tile backsplash, generous counter space, Whirlpool® stainless steel appliances, luminous pendant lighting, and beautiful quartz countertops that make cooking and gathering feel effortless. It flows seamlessly into the bright, welcoming great room, where natural light fills the space and creates a warm, inviting atmosphere. Just off the great room, a tucked‑away powder room adds everyday convenience. Upstairs, life gets even easier with a centrally located laundry room and a flexible layout that lets you choose what fits your lifestyle best: three bedrooms or two bedrooms and a loft. The primary suite becomes your personal retreat, complete with a spacious walk‑in closet and a serene bath offering a private water closet, dual sinks with quartz countertops, and a large walk‑in shower. This is a home designed to support your everyday moments—big and small—with ease, warmth, and style.
Getting Around
Schools
Construction
Condition
- Property condition: Excellent
- New construction: Yes
- Year built: 2026
Materials
- Roof: Architectural Shingle
- Construction materials: Brick,Advanced Framing,Batts Insulation,Blown-In Insulation,Stone,Vinyl Siding
Other
- Builder name: Beazer Homes
Type & Style
- Home type: Condo
- Architectural style: Contemporary
- Property subType: Condominium
Interior
Appliances
- Appliances included: Water Heater
- Laundry features: In Unit
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- 9'+ Ceilings,Dry Wall
- Flooring: Carpet,Laminate,Tile/Brick
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,581
Heating & Cooling
- Heating features: Central,ENERGY STAR Qualified Equipment,Heat Pump,Electric
- Cooling features: Other,Electric
Interior Area
- Total structure area: 1,581
- Total interior livable area: 1,581 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: NO TAX RECORD
- Attached to another structure: Yes
- Zoning: R
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Parking
- Total spaces: 2
- Parking features: Garage Faces Rear,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $142 | $1,704 |
| Property Taxes | $389 | $4,668 |
| Electricity | $281 | $3,374 |
| Total | $3,593 | $43,116 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Price change | $574,990 |
| 2026-02-17 | Price change | $599,990 |
| 2026-01-30 | Listed for sale | $609,990 |
