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109 Gracewood Dr, Harvest, AL, 35749

5beds
5baths
3,996sqft
$499,850
$125price/sqft
$3,478/moest. monthly cost
$139,120/yrincome needed

About This Home

Under Construction--The Sarabell. Make a grand entrance into your 2-story foyer which opens to the grand dining room w/coffered ceiling and flows to the eat-in kitchen & family room w/electric fireplace. The breakfast room features a sliding glass door leading to the covered patio & backyard. Space for a home office/walk-in pantry/laundry/mud room are all on main lvl. Retreat upstairs to your huge primary suite w/trey ceiling and experience the tranquility of a separate sitting area. Loft and 3 spacious bedrooms are on the 2nd lvl. Main lvl bedroom and full bath. Covered porch, 3 car garage. Photos/videos of a similar home. Options and upgrades shown may not be included in price.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Harvest SchoolGrades PK-50.7 mi
2/10
6/10
Sparkman High SchoolGrades 10-121.5 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: Spray Foam Insulation

Other

  • Builder name: VALOR COMMUNITIES LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave

Bedroom2

  • Features: Smooth Ceiling,Tray Ceiling(s),Walk-In Closet(s)
  • Level: Second
  • Area: 143

Bedroom3

  • Features: Smooth Ceiling,Tray Ceiling(s),Walk-In Closet(s)
  • Level: Second
  • Area: 234

Bedroom4

  • Features: Tray Ceiling(s),Walk-In Closet(s)
  • Level: Second
  • Area: 165

Bedroom5

  • Features: 9’ Ceiling
  • Level: First
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: 9’ Ceiling,Coffered Ceiling(s),LVP,Wainscoting
  • Level: First
  • Area: 165

Family Room

  • Features: 9’ Ceiling,Ceiling Fan(s),Fireplace,Smooth Ceiling,LVP
  • Level: First
  • Area: 340

Features

  • Low Flow Plumbing Fixtures,Smart Thermostat
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: Electric,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2
  • Cooling features: Central 2

Interior Area

  • Total interior livable area: 3,996 sqft

Kitchen

  • Features: 9’ Ceiling,Eat-in Kitchen,Kitchen Island,Pantry,Smooth Ceiling,LVP,Quartz
  • Level: First
  • Area: 144

Loft

  • Level: Second
  • Area: 60

Office

  • Level: First
  • Area: 56

Property

Details

  • Parcel number: 06900000000000000
  • Other equipment: Electronic Locks

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Patio,Front Porch,Covered Porch

Lot

  • Lot size: 8,712 sqft

Parking

  • Parking features: Garage-Three Car,Garage-Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$342$4,104
Property Taxes $162$1,944
Electricity $447$5,365
Total$3,478$41,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,245/yr
40% on housing$104,340/yr
45% on housing$92,746/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 35749$146
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35749$154
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Price change$499,850
2025-12-17Listed for sale$518,850

New Construction Spec

AgentScott Dudley
BrokerageVC Realty LLC

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