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2324 Lost Saddle Loop, Santa Rosa, NM, 88435

1beds
1baths
1,600sqft
$454,900
$284price/sqft
$3,096/moest. monthly cost
$123,840/yrincome needed

About This Home

140 all fenced acres hard to find 40x80 steel/concrete Barndominium with TONS of extras - 3 fenced corrals 2 acres, Well, H2O capture, septic, underground electric/internet, 20x20 shed, heat/cooled 12x16 hobby room, ULTRA stabilized tree house, solar electric gate, full kitchen and laundry, PLUS extras seller will leave with sale -ARC welder, 2 stage air compressor, and 20ft work bench/over head peg board with $25k tools and supplies.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
Anton Chico Middle SchoolGrades 6-823.9 mi
1/10
Santa Rosa High SchoolGrades 9-1221.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Foundation: Permanent,Slab
  • Roof: Metal,Pitched
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Free-Standing Electric Range,Disposal,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Beamed Ceilings,Cedar Closet(s),Ceiling Fan(s),Entrance Foyer,Great Room,High Ceilings,Country Kitchen,Main Level Primary,Sitting Area in Master,Smart Camera(s)/Recording,Utility Room
  • Flooring: Concrete,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Wood Stove
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: Open

Living Room

  • Level: Main
  • Area: 1500
  • Dimensions: Open

Primary Bedroom

  • Level: Main
  • Area: 208.8
  • Dimensions: Main

Property

Accessibility

  • Accessibility features: Wheelchair Access

Details

  • Parcel number: 1104042430308
  • Zoning: Out of MLS Area
  • Zoning description: A-1
  • Horse amenities: Arena

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Fire Pit,Patio,Private Yard
  • Fencing: Full,Gate
  • Horses can be raised: Yes

Lot

  • Lot size: 140 Acres
  • Features: Meadow,Planned Unit Development,Many Trees,Wooded,Xeriscape

Parking

  • Total spaces: 6
  • Parking features: Attached,Garage,Oversized,RV Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Wildfire
Cold Wave
Drought
Hail
Strong Wind

FEMA Declared Disasters in Guadalupe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$440$5,280
Property Taxes $208$2,496
Electricity $148$1,780
Total$3,096$37,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,148/yr
40% on housing$92,880/yr
45% on housing$82,560/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.4%
-9.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 88435$1,261
Guadalupe County$1,299

vs Homes Sold Last Month

Median $/sqft

ZIP 88435
Guadalupe County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$459,900
2026-03-18Price change$464,900
2026-01-31Listed for sale$475,000

For Sale by Agent

AgentMark J Villanueva
BrokerageRealty One of New Mexico

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