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406 Rosewood Dr, Mary Esther, FL, 32569

4beds
2baths
1,608sqft
$334,900
$208price/sqft
$2,346/moest. monthly cost
$93,840/yrincome needed

About This Home

Updated property Close to Hurlburt Airforce base and a short drive to the beautiful beaches of the Emerald Coast. This property has new LVP throughout, and an updated kitchen, with newly painted cabinets and granite countertops. Newly painted exterior gives a more modern feel to the property. The bedrooms are set up as a split floor plan.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
Florosa Elementary SchoolGrades PK-54.1 mi
5/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1992

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: First
  • Area: 122.4
  • Dimensions: 13.6 x 9

Bedroom

  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Dining Area

  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Family Room

  • Level: First
  • Area: 228
  • Dimensions: 19 x 12

Features

  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total structure area: 1,608
  • Total interior livable area: 1,608 sqft

Kitchen

  • Level: First
  • Area: 258.56
  • Dimensions: 20.2 x 12.8

Master Bedroom

  • Level: First
  • Area: 146.16
  • Dimensions: 12.6 x 11.6

Property

Details

  • Parcel number: 182S25272A00010030
  • Zoning description: Resid Single Family

Features

  • Stories: 1

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 75 x 135

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$169$2,028
Property Taxes $287$3,444
Electricity $197$2,366
Total$2,346$28,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,434/yr
40% on housing$70,380/yr
45% on housing$62,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 32569$207
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32569$220
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-23Price change$319,900
2025-08-11Price change$324,900
2025-07-06Listed for sale$330,000
2022-04-08Sold$305,000
2022-02-27Pending sale$305,000
2020-04-24Sold$210,000
2020-03-16Listed for sale$215,000
2017-04-06Listing removed$1,275
2017-02-27Listed for rent$1,275
2012-09-05Listing removed$150,000
2012-03-07Price change$150,000
2011-10-14Price change$155,000
2011-09-30Price change$160,000
2011-09-18Price change$165,000
2011-09-09Price change$170,000
2011-08-12Listed for sale$180,000
2007-02-20Sold$172,500

For Sale by Agent

AgentTrey E Ellison
BrokerageColdwell Banker Realty

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