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520 Parish Blvd, Mary Esther, FL, 32569

5beds
3baths
2,655sqft
$1,295,000
$488price/sqft
$8,622/moest. monthly cost
$344,880/yrincome needed

About This Home

Rare is an understatement. This is a 1.33-acre coastal sanctuary offering the privacy and acreage that no longer exists this close to Navarre Beach. The Foundation of Luxury: Skip the two-year permitting headache. The high-value infrastructure is already in place, featuring a brand-new seawall and a state-of-the-art deep-water dock. Whether you are launching a center console for a day on the Gulf or watching dolphins from your private shoreline, the "Salt Life" starts on Day 1. Infinite Potential: The existing tri-level residence offers a sleek, designer kitchen and open-concept living—perfect as a high-end contemporary retreat or a sophisticated guest house. At the same time, you build your primary legacy estate. With over an acre of mature oaks and a private beach, there is ample room for a sprawling infinity pool, carriage house, or a multi-structure family compound. The Value is in the Land. The Luxury is in the View. > Don’t just buy a home; secure the last great piece of the Sound. Call Beverly Sigurnjak at 850-384-5175 to walk the grounds and see the vision.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
Florosa Elementary SchoolGrades PK-51.6 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1983

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle,Hip
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Built In Microwave,Dishwasher,Disposal,Refrigerator,Oven
  • Laundry features: Inside,Common Area

Bedroom

  • Level: Third
  • Area: 144

Bedroom1

  • Level: First
  • Area: 132

Bedroom2

  • Level: First
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Second
  • Area: 126.5

Features

  • Baseboards,Bookcases,Cathedral Ceiling(s),Ceiling Fan(s),Recessed Lighting
  • Door features: Insulated Doors
  • Window features: Storm Window(s),Blinds,Drapes,Shutters,Impact Resistant Windows
  • Flooring: Tile
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Multi Units,Central
  • Cooling features: Multi Units,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,655
  • Total interior livable area: 2,655 sqft

Kitchen

  • Level: Second
  • Area: 256

Living Room

  • Level: Second
  • Area: 340

Master Bedroom

  • Level: Second
  • Area: 875

Property

Details

  • Parcel number: 212s25000000020040
  • Zoning description: Res Single

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Balcony,Dock
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Sound
  • Has water view: Yes
  • Water view: Sound
  • On waterfront: Yes
  • Waterfront features: Intracoastal Waterway,Sound,Waterfront,Beach Access,Block/Seawall,Natural,Pier,Beach

Lot

  • Lot size: 1.33 Acres
  • Features: Interior Lot

Parking

  • Total spaces: 2
  • Parking features: 2 Car Carport,2 Space/Unit,Boat,Circular Driveway,Covered,Front Entrance,Guest,RV Access/Parking,RV/Boat Parking
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$654$7,848
Property Taxes $1,153$13,836
Electricity $267$3,206
Total$8,622$103,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$295,611/yr
40% on housing$258,660/yr
45% on housing$229,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$488This listing

vs Other Active Listings

Avg $/sqft

ZIP 32569$197
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32569$220
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-03Listed for sale$1,295,000
2026-01-01Listing removed$1,295,000
2025-06-22Price change$1,295,000
2024-12-23Listed for sale$1,250,000
2024-06-26Sold$875,000
2024-06-15Pending sale$1,175,000
2024-05-12Price change$1,175,000
2024-03-30Price change$1,255,000
2024-03-19Listed for sale$1,400,000
2002-10-17Sold$455,000

For Sale by Agent

AgentBeverly Sigurnjak
BrokerageKELLER WILLIAMS REALTY GULF COAST

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