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181 Wright Cir, Niceville, FL, 32578

3beds
2baths
1,237sqft
$350,000
$283price/sqft
$2,539/moest. monthly cost
$101,560/yrincome needed

About This Home

BLUEWATER BAY CHARMER - MINUTES TO DESTIN & THE BEACHES! Welcome home to this charming 3-bedroom, 2-bathroom residence nestled in a quiet and desirable Bluewater Bay neighborhood. Conveniently located just minutes from the Mid-Bay Bridge, this home offers quick access to Destin, world-famous Emerald Coast beaches, shopping, dining, golf, and military bases. Step inside to a spacious living room featuring soaring vaulted ceilings, beautiful luxury vinyl plank flooring, and a cozy brick fireplace with a wood hearth, creating the perfect gathering space for family and friends. The bright, sun-filled kitchen flows seamlessly into the large dining area, making everyday living and entertaining a breeze. The thoughtfully designed split-bedroom floor plan provides privacy and comfort. The spacious primary suite boasts vaulted ceilings, a large walk-in closet, and a private ensuite bathroom complete with a double vanity. On the opposite side of the home, you'll find two generously sized guest bedrooms and a full guest bathroom. Additional features include a two-car garage with automatic opener, indoor laundry area, and ample storage throughout. Step outside to enjoy the private, fenced backyard featuring a patio perfect for grilling, relaxing, or entertaining guests, along with a storage building for lawn equipment and outdoor gear. Whether you're looking for a primary residence, vacation home, or investment opportunity, this Bluewater Bay gem checks all the boxes. Don't miss your chance to own a home in one of Niceville's most sought-after communities--schedule your private showing today!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
9/10
7/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1992

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Freezer,Range Hood,Refrigerator,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bathroom

  • Level: First
  • Area: 40.95
  • Dimensions: 8.2 x 5

Bedroom

  • Level: First
  • Area: 116.82
  • Dimensions: 11.8 x 9.9

Bedroom

  • Level: First
  • Area: 121.54
  • Dimensions: 11.8 x 10.3

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: First
  • Area: 95.46
  • Dimensions: 11.1 x 8.6

Features

  • Breakfast Bar,Vaulted Ceiling(s),Pantry,Split Bedroom
  • Window features: Window Treatments
  • Flooring: Tile,Vinyl,Carpet
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Area: 400
  • Dimensions: 20 x 20

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,237
  • Total interior livable area: 1,237 sqft

Kitchen

  • Level: First
  • Area: 180.32
  • Dimensions: 11.2 x 16.1

Living Room

  • Level: First
  • Area: 270.48
  • Dimensions: 16.8 x 16.1

Master Bathroom

  • Level: First
  • Area: 149.16
  • Dimensions: 11.3 x 13.2

Master Bedroom

  • Level: First
  • Area: 195.92
  • Dimensions: 15.8 x 12.4

Property

Details

  • Parcel number: 231S224526000B0090
  • Zoning description: County, Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Private Yard
  • Fencing: Privacy

Lot

  • Lot size: 4,356 sqft
  • Features: Level
  • Lot size dimensions: 49 x 89

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Cold Wave
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$310$3,720
Property Taxes $263$3,156
Electricity $197$2,366
Total$2,539$30,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,051/yr
40% on housing$76,170/yr
45% on housing$67,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 32578$260
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32578$245
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$350,000
2018-11-28Sold$200,000
2018-09-16Listed for sale$202,500
2018-09-16Pending sale$202,500
2018-08-02Price change$202,500
2018-07-25Listed for sale$192,500
2017-07-24Listing removed$1,250
2017-07-14Listed for rent$1,250

For Sale by Agent

AgentJacob J Foreman
BrokerageColdwell Banker Realty

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