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27263 Lumina Ct, Hayward, CA, 94544

3beds
3baths
2,058sqft
$825,000
$401price/sqft
$5,269/moest. monthly cost
$210,760/yrincome needed

About This Home

**Closing cost credit to buyer! Brand new construction, ready to move in now, 3-bed, 2.5-bath townhouse with 2,058 sqft of modern and sophisticated living space.The contemporary home offers walls of windows & a wide-open floor plan, ideal for entertaining & comfortable living. Spacious family room and gourmet kitchen, complete with shaker cabinets, quartz counters, designer backsplash & large island, perfect for gatherings. Outdoor deck located off the kitchen is perfect to enjoy fresh air and extend your living space outdoors. Convenient half bath completes the main level.The upper floor has a spacious primary suite, boasting a large walk-in closet and spa-like bathroom. Two additional bedrooms provide ample space for family, guests or office, and a full bathroom is conveniently located nearby. Stacked washer and dryer are in unit. Two-car, side-by-side garage & solar for saving on electric bills. Situated in the innovative Fusion community, this townhome is part of a collection of 55 well-appointed townhomes, including live/work homes. Multiple open-concept floor plans available ranging from 1758 to 2280 Sq Ft. Great location, situated across the street from top-ranked Moreau Catholic High School. Minutes to BART, shopping, trails, Cal State East Bay.

Getting Around

71
WalkingVery Walkable
49
TransitSome Transit
59
BikeBikeable

Schools

4/10
3/10
3/10
Tennyson High SchoolGrades 9-120.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Other
  • Construction materials: Stucco

Other

  • Builder model: Plan 4
  • Builder name: HBFA

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Residential,Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Dryer,Washer,Tankless Water Heater,Washer/Dryer Stacked
  • Laundry features: Laundry Closet

Bathroom

  • Features: Solid Surface

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Counter - Solid Surface
  • Flooring: Laminate,Tile,Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,058
  • Total interior livable area: 2,058 sqft

Kitchen

  • Features: Counter - Solid Surface,Dishwasher,Disposal,Kitchen Island,Range/Oven Free Standing

Property

Details

  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None

Lot

  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Side By Side,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$135$1,620
Property Taxes $522$6,264
Electricity $441$5,295
Total$5,269$63,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,651/yr
40% on housing$158,070/yr
45% on housing$140,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$401This listing

vs Other Active Listings

Avg $/sqft

ZIP 94544$389
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94544$626
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-30Price change$825,000
2025-08-02Listed for sale$849,000

New Construction Spec

AgentLinda Williams
BrokerageCompass

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