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8850 Snowy Owl Rd #105, Ooltewah, TN, 37363

5beds
3baths
2,784sqft
$489,900
$176price/sqft
$3,143/moest. monthly cost
$125,720/yrincome needed

About This Home

In addition to the recent price reduction Builder is also offering $10,000 toward upgrades and $10,000 toward Buyers closing costs with a preferred lender! This Hillside M Floorplan is 2,768 Square Feet with 5 bedrooms, 3 full baths, plus large loft/bonus room. Open concept family and kitchen great for entertaining. This home also includes a separate dining room, gourmet kitchen with oversized island, quartz countertops, ceramic tile backsplash, stainless steel appliances. The master bath features an oversized tile shower, double vanity sinks, granite countertops, large walk-in closet. Floorplans, Elevations, Options, subject to change anytime without Notice or Obligation.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
6/10
Hunter Middle SchoolGrades 6-83.2 mi
5/10
Ooltewah High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Fiber Cement

Other

  • Builder name: Trust Homes LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Gas Range,Gas Water Heater,Microwave,Other,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Double Vanity,Entrance Foyer,Eat-in Kitchen,Granite Counters,High Ceilings,Open Floorplan,Pantry,Walk-In Closet(s),Separate Shower,Tub/shower Combo,En Suite,Separate Dining Room
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Carpet,Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room,Propane
  • Fireplace: Yes
  • Finished area above ground: 2,784

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric,Multi Units

Interior Area

  • Total structure area: 2,784
  • Total interior livable area: 2,784 sqft

Laundry

  • Level: Second

Loft

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 114c D 001
  • Special condition: Personal Interest

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Porch,Porch - Covered
  • Exterior features: None
  • Has view: Yes
  • View description: Mountain(s),Other

Lot

  • Lot size: 7,405 sqft
  • Features: Back Yard,Level
  • Lot size dimensions: 60 x 135

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Off Street,Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance $187$2,244
Property Taxes $253$3,036
Electricity $226$2,714
Total$3,143$37,716

Income You'd Need if You Spent...

35% on housing$107,760/yr
40% on housing$94,290/yr
45% on housing$83,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 37363$213
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37363
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-31Listed for sale$489,900

New Construction

AgentCindy Pratt
BrokerageTrust Real Estate Group, LLC

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