7649 Lumen Ln #10, Panama City Beach, FL, 32408
About This Home
NO RENTAL RESTRICTIONS!!! Check out the open green space behind this townhome!!! Waypoint by Traton Homes, a vibrant new community of townhomes located on Front Beach Road in Panama City Beach, Florida. Waypoint offers 72 homes just under 3 miles from the beach, 1.5 miles from Dolphin Bay, and approximately 20 miles from the Northwest Florida Beaches International Airport. Residents will enjoy easy access to local attractions, with Pier Park only 7 miles away and Hathaway Bridge nearby, serving as the gateway to Panama City proper. The community is also conveniently situated near the Naval and Coast Guard bases. Each townhome features 3 or 4 bedrooms, including a bedroom with a full bath on the main level. The open concept living space includes a modern kitchen with an island, a dining area, and a family room that opens to a private back patio. Upstairs, the spacious owner's suite offers a walk-in closet, and an ensuite bath with a double vanity, a shower, and a separate water closet. Two additional bedrooms, an additional full bath, and a conveniently located laundry room complete the upper level.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Roof: Shingle
- Construction materials: HardiPlank Type,Vinyl Siding
Other
- Builder name: Traton Homes
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Range,Electric Water Heater
Bedroom
- Level: First
- Dimensions: 11.1 x 10.4
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
- Dimensions: 10 x 9.6
Features
- Interior Steps
- Window features: Double Pane Windows
- Flooring: Luxury Vinyl Plank
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air,Ceiling Fan(s),Zoned
Interior Area
- Total structure area: 1,695
- Total interior livable area: 1,695 sqft
Living Room
- Level: First
- Dimensions: 19 x 12.1
Master Bedroom
- Level: Second
- Dimensions: 11.1 x 15
Property
Details
- Parcel number: 27905250020
- Attached to another structure: Yes
- Zoning description: Resid Multi-Family
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 1,560 sqft
- Features: Sprinkler System
- Lot size dimensions: 20 x 78
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,542 | $18,504 |
| Home Insurance * | $419 | $5,028 |
| Property Taxes | $149 | $1,788 |
| Electricity | $197 | $2,366 |
| Total | $2,307 | $27,684 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $305,000 |
| 2026-04-23 | Price change | $317,000 |
| 2026-03-11 | Listed for sale | $317,900 |
| 2026-03-07 | Pending sale | $317,900 |
| 2026-03-06 | Listed for sale | $317,900 |
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