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2246 PALISADE Point, Middleburg, FL, 32068

4beds
3baths
2,493sqft
$537,900
$216price/sqft
$3,680/moest. monthly cost
$147,200/yrincome needed

About This Home

Welcome to Jennings Farm, where modern elegance blends seamlessly with thoughtful design and an exceptional location just 2 miles from the First Coast Expressway. Built in 2025, this impressive 4-bedroom, 3-bathroom residence offers over 2,400 square feet of refined living space, designed to deliver both comfort and sophistication. Inside, you'll find an open and inviting floor plan highlighted by tray ceilings that enhance the sense of volume and architectural appeal throughout the main living areas. The chef-inspired kitchen serves as a stunning focal point, complete with granite countertops, a gas range, soft-close cabinetry, and generous space for cooking, entertaining, and gathering. The well-designed layout offers both flexibility and privacy, with generously proportioned bedrooms and three full bathrooms ideal for family, guests, or a dedicated home office. Backing to a natural preserve, the home provides peaceful views and added privacy, while the fully fenced backyard creates the perfect setting for outdoor living and entertaining. Positioned on a quiet cul-de-sac, the property offers a serene environment with minimal traffic. Residents of Jennings Farm enjoy access to outstanding community amenities, including a resort-style pool, dog park, tennis and pickleball courts, and scenic walking trails. Located near Black Creek, the community is surrounded by natural beauty and a refreshing outdoor atmosphere. This move-in ready home showcases modern finishes, quality craftsmanship, and a highly desirable location; offering an elevated lifestyle in one of the area's most sought-after communities.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
7/10
5/10
Middleburg High SchoolGrades PK,9-120.8 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Double Oven,Gas Cooktop,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Kitchen Island,Open Floorplan,Split Bedrooms,Wet Bar
  • Flooring: Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,377
  • Total interior livable area: 2,493 sqft

Property

Details

  • Parcel number: 07052500907600451
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch,Screened
  • Fencing: Fenced
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.25 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,719$32,628
Home Insurance *$366$4,392
Property Taxes $345$4,140
Electricity $250$3,010
Total$3,680$44,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,171/yr
40% on housing$110,400/yr
45% on housing$98,133/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 32068$159
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32068$192
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$559,000
2026-02-13Listed for sale$569,000
2026-02-03Listing removed$569,000
2026-02-01Listed for sale$569,000

For Sale by Agent

AgentKRYSTEL RAE ELLINGHAM
BrokeragePLANTATION REALTY INC

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