214 Miracle Strip Pkwy SW #A102, Fort Walton Beach, FL, 32548
About This Home
Enjoy coastal living at its finest with this beautiful fully furnished first-floor waterfront studio located at Pirates Bay Condominiums overlooking the tranquil waters of the Santa Rosa Sound in Fort Walton Beach, Florida. This charming unit offers an incredible opportunity as a vacation getaway, income-producing investment, or personal waterfront retreat. Positioned second from the end of the building, the condo sits just steps from the water and provides beautiful sound views from inside the unit, the back porch and even the front door. Located directly along U.S. Route 98, Pirates Bay places you just minutes from the brilliant white sand beaches and emerald waters of Destin and Okaloosa Island, along with the dining, shopping, and entertainment of downtown Fort Walton Beach. The waterfront complex features several desirable amenities including a large in-ground pool, dock and waterfront access, an updated picnic area, and convenient kayak and bike storage for owners. Residents and guests can spend their days fishing from the dock, catching lunch or dinner from the sound, or simply relaxing while watching dolphins swim and play across the water. Laundry facilities are located on each floor for added convenience, and owners are allowed to have pets. Whether you prefer to keep this coastal escape all to yourself or share it with visitors, short-term rentals are permitted, offering excellent flexibility and investment potential. Private boat slips are also available onsite for boat owners and may even be made available to renters, adding even more appeal to this waterfront opportunity.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 1986
Materials
- Construction materials: Concrete,Stucco,Steel Frame
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Microwave,Refrigerator,Electric Water Heater
- Laundry features: Common Area
Bathroom
- Level: First
- Area: 48.75
- Dimensions: 7.5 x 6.5
Bedrooms & Bathrooms
- Bathrooms: 1
- Full bathrooms: 1
Features
- Window features: Window Treatments
- Flooring: Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 325
- Total interior livable area: 325 sqft
Other
- Level: First
- Area: 201.25
- Dimensions: 17.5 x 11.5
Property
Details
- Parcel number: 232S24401A0000A102
Features
- Pool features: In Ground
- Patio & porch: Covered
- Exterior features: Dock
- Has view: Yes
- View description: Intracoastal Waterwy,Sound
- Has water view: Yes
- Water view: Intracoastal Waterwy,Sound
- On waterfront: Yes
- Waterfront features: Intracoastal Wtrwy,Sound,Waterfront
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Coastal Flooding
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $959 | $11,508 |
| Home Insurance * | $89 | $1,068 |
| Property Taxes | $201 | $2,412 |
| Electricity | $197 | $2,366 |
| Total | $1,446 | $17,352 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-12 | Listed for sale | $189,900 |
| 2021-04-14 | Sold | $139,500 |
| 2021-03-24 | Pending sale | $139,500 |
| 2021-03-22 | Listed for sale | $139,500 |
| 2012-02-09 | Sold | $50,000 |
| 2002-01-31 | Sold | $66,000 |
| 2000-08-08 | Sold | $66,000 |
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