204 S Mill Street, Albany, WI, 53502
About This Home
Experience riverfront living in this large 3,800sf duplex property with two spacious 3 bed / 2 bath / 1,900sf homes. This unique location on the Sugar River and open floor plan offers a perfect blend of comfort and adventure, making it an ideal AirBnB or long-term rental investment, or convert it to a huge 6 bed / 4 bath home! The bedrooms and closets are large, there?s a full bathroom on each floor, a shared back deck with river views, central A/C, and unfinished full basements for ample storage. Also enjoy direct access to the river for tubing, kayaking, swimming, fishing; and it?s under a mile from the Albany Wildlife Area for beautiful public hiking/hunting land! This is a great opportunity for someone looking for an easy to rent AirBnB and/or long-term rental, family compound, huge single family home, or help with the mortgage from renting out 1 apartment. Come check out the property and see all the possibilities because this is definitely worth a tour! Tenant on a m-to-m lease.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family,Duplex
Interior
Basement
- Has basement: Yes
- Basement: Full,Block
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
Heating
- Heating features: Natural Gas,Forced Air
Interior Area
- Total structure area: 3,800
- Total interior livable area: 3,800 sqft
Property
Details
- Parcel number: 23101042100
- Zoning: Res
- Exclusions: Seller And Tenants Personal Property.
Features
- On waterfront: Yes
- Waterfront features: Waterfront,River
- Waterbody name: Sugar River
Lot
- Lot size: 0.26 Acres
Parking
- Parking features: Outside
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Heat Wave
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance * | $132 | $1,584 |
| Property Taxes | $428 | $5,136 |
| Electricity | $357 | $4,284 |
| Total | $2,762 | $33,144 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-01 | Listed for sale | $425,000 |
View on Zillow