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1496 Pine St, Niceville, FL, 32578

4beds
3baths
2,123sqft
$554,900
$261price/sqft
$4,046/moest. monthly cost
$161,840/yrincome needed

About This Home

Home will be completed 8/30-9/15. The builder is covering 2% of the buyer's closing costs, plus doc stamps, title fees, and the final survey. A fence and refrigerator are also included, and buyers can choose from multiple blind options to customize their new home. Welcome to 1496 Pine Street, a beautifully crafted new construction home in Niceville, Florida. Designed for both comfort and style, this 4-bedroom, 2.5-bathroom home offers 2,123 sq. ft. of well-planned living space. The kitchen is a standout, featuring Quartz countertops, a ceramic tile backsplash, double-edge shaker cabinetry, and sleek stainless steel appliances. Throughout the home, LVP flooring provides both durability and elegance, while matte black hardware and modern finishes enhance the design. Energy efficiency is key, with natural gas fueling the heat, cooking range, dryer hookup, and tankless water heater, keeping utility costs lower. Don't miss out on this fantastic opportunity! Photos are of a different floor plan with similar finishes. Some details depicted may not be the same. *Fence, Blinds and fridge included with acceptable offer and must be included in additional terms. Builder incentives must be written into the contract and are only available with acceptable offer.*

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

8/10
9/10
7/10

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame,Brick,Trim Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Water Heater,Tankless Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 154
  • Dimensions: 14 x 11

Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: First
  • Area: 143
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 143
  • Dimensions: 13 x 11

Features

  • Breakfast Bar,Crown Molding,Vaulted Ceiling(s),Tray Ceiling(s),Recessed Lighting,Pantry
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Vinyl
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Foyer

  • Level: First
  • Area: 18
  • Dimensions: 6 x 3

Great Room

  • Level: First
  • Area: 364
  • Dimensions: 26 x 14

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,123
  • Total interior livable area: 2,123 sqft

Kitchen

  • Level: First
  • Area: 154
  • Dimensions: 14 x 11

Laundry

  • Level: First
  • Area: 50.16
  • Dimensions: 7.6 x 6.6

Master Bathroom

  • Level: First
  • Area: 129.36
  • Dimensions: 13.2 x 9.8

Master Bedroom

  • Level: First
  • Area: 288
  • Dimensions: 18 x 16

Other

  • Level: First
  • Area: 117
  • Dimensions: 13 x 9

Other

  • Level: First
  • Area: 75
  • Dimensions: 15 x 5

Property

Details

  • Parcel number: 241S22223A000D0200
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Covered,Porch
  • Exterior features: Sprinkler System

Lot

  • Lot size: 9,583 sqft
  • Features: Interior Lot,Level
  • Lot size dimensions: 50 x 195

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Cold Wave
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,805$33,660
Home Insurance *$491$5,892
Property Taxes $537$6,444
Electricity $213$2,563
Total$4,046$48,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,720/yr
40% on housing$121,380/yr
45% on housing$107,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 32578$258
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32578$245
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Listed for sale$554,900
2022-07-27Sold$225,000
2021-02-25Listing removed--
2021-02-13Listed for sale$275,000
2021-02-02Pending sale$275,000
2021-01-29Listed for sale$275,000
2020-12-21Listing removed$249,900
2020-12-09Price change$249,900
2020-11-15Listed for sale$269,000
2018-05-10Sold$150,000
2003-05-21Sold$75,000

For Sale by Agent

AgentHiller Group
BrokerageEXP Realty LLC

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