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21771 Willys St NE, Cedar, MN, 55011

3beds
3baths
3,115sqft
$705,900
$227price/sqft
$4,773/moest. monthly cost
$190,920/yrincome needed

About This Home

Welcome to our Two-Story floor plan The Bentley IX - This beautiful 3-bedroom 3 bath home has all the amenities. Main level offers living room w/gas fireplace & stone surround, spacious and open custom kitchen, Quartz counter-tops, oversized center island, buffet area, pantry and large dining area with walkout to backyard, flex room, 1/2bath, and mud area with walk-in closet. Upper-level primary suite with tray vault ceiling, large walk-in closet and full primary bath with custom corner double bowl vanity, water closet, and separate tub & tiled shower, Loft area with laundry closet, 2 more generously sized bedrooms, and full bath with 2 separate vanities. Spacious lower level awaits owners finishing touches.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Linwood Elementary SchoolGrades PK-61.5 mi
7/10
7/10

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Asphalt

Other

  • Builder name: BOULDER CONTRACTING LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Range,Refrigerator
  • Laundry features: Laundry Closet,Upper Level

Basement

  • Has basement: Yes
  • Basement: Block,Full,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 200.583
  • Dimensions: 15.3x13.11

Bedroom2

  • Level: Upper
  • Area: 148.03
  • Dimensions: 13.1x11.3

Bedroom3

  • Level: Upper
  • Area: 138.04
  • Dimensions: 11.9x11.6

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 153
  • Dimensions: 15x10.2

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,185

Flex Room

  • Level: Main
  • Area: 127.6
  • Dimensions: 11.6x11

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,115
  • Total interior livable area: 3,115 sqft

Kitchen

  • Level: Main
  • Area: 159.6
  • Dimensions: 13.3x12

Laundry

  • Level: Upper
  • Area: 31.28
  • Dimensions: 9.2x3.4

Living Room

  • Level: Main
  • Area: 257.4
  • Dimensions: 18x14.3

Loft

  • Level: Upper
  • Area: 98
  • Dimensions: 10x9.8

Primary Bathroom

  • Level: Upper
  • Area: 156.009
  • Dimensions: 13.11x11.9

Walk In Closet

  • Level: Upper
  • Area: 72
  • Dimensions: 12x6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: TBD
  • Zoning description: Residential-Single Family
  • Foundation area: 1027

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2.62 Acres
  • Lot size dimensions: getting

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,569$42,828
Home Insurance *$390$4,680
Property Taxes $552$6,624
Electricity $262$3,152
Total$4,773$57,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,645/yr
40% on housing$143,190/yr
45% on housing$127,280/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 55011$212
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55011$206
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$705,900
2026-02-02Listed for sale$699,900

For Sale by Agent

AgentSteve Kelley
BrokerageRE/MAX Results

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