1647a White Oak Road, Lincolnton, GA, 30817
About This Home
Remodeled water-view cottage in the desirable Bussey Point area of Lake Thurmond! Tucked into a quiet, protected fishing cove, this cozy retreat offers peaceful lake living with a double-deck dock and easy access to the main lake. Fiber-optic internet available, ideal for full-time living, weekend use, or remote work. The interior features water-resistant laminate flooring, granite countertops, and an open-concept living room and kitchen. The home includes 1 bedroom with a king bed, 1 full bath with shower, and an efficient, comfortable layout designed for lake life. Conveniently located near Cherokee Boat Ramp, close to Shriver's Creek Boat Ramp, and minutes from Bussey Point Recreation Area and campground. Perfect for fishing, boating, and relaxing by the water. Owner is a licensed real estate agent.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Crawl Space
- Roof: Composition
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Vented Exhaust Fan,Built-In Microwave,Washer,Range,Dryer,Dishwasher
- Laundry features: Dryer Hookup,Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Pantry,Blinds/Shades,Eat-in Kitchen,Wired for Data
- Flooring: Laminate
- Attic: Storage
Great Room
- Level: Main
Heating & Cooling
- Heating features: Fireplace(s),Electric
- Cooling features: Wall/Window Unit(s),Ceiling Fan(s)
Interior Area
- Total structure area: 640
- Total interior livable area: 640 sqft
Kitchen
- Level: Main
Master Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 66b001a
- Zoning: R-1
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Covered,Deck,Screened,Rear Porch
- Fencing: None
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Boat Ramp,Lake Front
- Frontage type: Lakefront
- Living area range: 600 - 799
Lot
- Lot size: 0.46 Acres
- Features: Level,Boat Ramp,Lake Privileges
- Lot size dimensions: 100 x 191 x 100 x 193
Parking
- Parking features: Aggregate,Unpaved,Parking Pad
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $159 | $1,908 |
| Property Taxes | $333 | $3,996 |
| Electricity | $219 | $2,637 |
| Total | $3,239 | $38,868 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Listed for sale | $500,000 |
| 2026-05-11 | Listing removed | $500,000 |
| 2026-02-02 | Listed for sale | $500,000 |
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