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5646 Springfield Urbana Pike Lot 96, Urbana, OH, 43078

2beds
1baths
980sqft
$40,000
$41price/sqft
$453/moest. monthly cost
$18,120/yrincome needed

About This Home

Beautifully Remodeled 2-Bedroom Mobile Home in Harvest Square Mobile Home Park! This 1981 home has been completely updated and is move-in ready. Featuring 2 bedrooms and 1 bathroom with a full-size handicapped-accessible shower. Extensive renovations include a brand-new roof (2025), updated water heater, furnace, and central air conditioning. The interior has been fully upgraded with 3/4'' plywood subfloors, drywall throughout, and new floor coverings. Enjoy easy access with a new deck and ramp, plus new exterior doors and windows. Additional highlights include a recently added large storage shed, offering plenty of extra space. A thoughtfully remodeled home combining comfort, accessibility, and modern updates--don't miss this opportunity in Harvest Square!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
East Elementary SchoolGrades PK-54.1 mi
5/10
5/10
Urbana High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Other
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: None

Bathroom1

  • Level: First
  • Area: 108
  • Dimensions: 12.00 x 9.00

Bedroom2

  • Level: First
  • Area: 90
  • Dimensions: 10.00 x 9.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Partial Window Coverings
  • Flooring: Carpet,Linoleum,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric,One Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Kitchen

  • Level: First
  • Area: 182
  • Dimensions: 14.00 x 13.00

Living Room

  • Level: First
  • Area: 247
  • Dimensions: 19.00 x 13.00

Master Bedroom

  • Level: First
  • Area: 182
  • Dimensions: 14.00 x 13.00

Utility Room

  • Level: First
  • Area: 25
  • Dimensions: 5.00 x 5.00

Property

Details

  • Parcel number: 6031068
  • On leased land: Yes
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Deck

Lot

  • Features: Leased Lot
  • Lot size dimensions: IRR

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Ice Storm

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $202$2,424
Home Insurance *$23$276
Property Taxes $35$420
Electricity $193$2,320
Total$453$5,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,531/yr
40% on housing$13,590/yr
45% on housing$12,080/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$41This listing

vs Other Active Listings

Avg $/sqft

ZIP 43078$150
Champaign County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 43078$168
Champaign County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$40,000
2026-03-20Pending sale$39,900
2026-03-13Sold$38,000
2026-02-02Listed for sale$39,900

For Sale by Agent

AgentJeff Horne
BrokerageColdwell Banker Heritage

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