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34 Henderson Rd, Lake Placid, FL, 33852

3beds
2baths
0sqft
$74,900
--price/sqft
$683/moest. monthly cost
$27,320/yrincome needed

About This Home

Located in Henderson's Fish Camp, this spacious 3-bedroom, 1.5-bath mobile home offers plenty of room to relax and enjoy lake living. The home features a full laundry room, an open and functional layout, and a large screened back porch overlooking beautiful Lake Istokpoga. Known for world-class fishing, this fisherman's paradise is perfect for outdoor enthusiasts. Whether you're looking for a peaceful retirement spot or a warm winter getaway, this property offers comfort, space, and an unbeatable lakeside lifestyle.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
4/10
4/10
Lake Placid High SchoolGrades PK,9-126.9 mi

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Gas,Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • On leased land: Yes
  • Lease amount: 500

Features

  • Patio & porch: Patio,Screened Porch
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Istokpoga

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hurricane
Drought
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $378$4,536
Home Insurance *$65$780
Property Taxes $43$516
Electricity $197$2,366
Total$683$8,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,417/yr
40% on housing$20,490/yr
45% on housing$18,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33852$157
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33852$185
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-15Price change$74,900
2026-05-11Listed for sale$79,900
2026-05-01Listing removed$79,900
2026-03-11Price change$79,900
2026-02-27Price change$85,900
2026-02-02Listed for sale$89,900

For Sale by Agent

AgentDennis Rutledge
BrokerageThe Pipal Group

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