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109 Sellew Rd, Annapolis, MD, 21401

3beds
5baths
3,100sqft
$1,265,000
$408price/sqft
$7,950/moest. monthly cost
$318,000/yrincome needed

About This Home

May 9 and May 10 Open Houses 12:00-3:00 are held at our showroom at 3 Church Circle in Annapolis. Hard Hat Tours are now available by appointment! Early buyers have the opportunity to customize their home's finish colors and materials. Don't wait! Construction is moving along and the builder will make selections for any unreserved homes. This listing is for an interior home on Lot 16. Sturbridge Homes is offering a generous pre-construction incentive package for early buyers. Submit your deposit now to lock in current pricing and have the ability to customize your home! Sales Center appointments are available now. Welcome to Towne Row - A community of 18 Luxury Townhomes in the Annapolis Town Center Corridor. A Towne Row home is superior in every way. The craftsmanship and expansive spaces are apparent immediately. Notice the contemporary exterior, rooftop terrace for entertaining and stargazing, and two-car garage. Savor the spacious kitchen and luxurious owner's suite, privately situated on its own level, and the high-end materials and fixtures throughout. Live graciously and vertically on four generous levels, whisked up and down by your private elevator. This is Towne Row, your haven, your showplace, your new home. It's like none other in Annapolis. Features include: 3,100 Square Feet of Living Space, 3 Bedrooms + Den, 3 Full Baths, 2 Half Baths, Expansive Gourmet Kitchen With Walk-out Deck, Private Elevator, Elegant, Spacious Owner's Suite on Its Own Level, Quartz Countertops Throughout, Four Levels of Finished Living Space, Rooftop Deck With Space for Hot Tub, Two-car Garage, Energy Star & LEED Gold Certified Location, location, location. Living at Towne Row puts you in the heart of the bustling Annapolis Town Center corridor. You have instant access to an array of upscale and casual restaurants, boutiques and shops, favorite grocery stores, sophisticated fashion and home goods retailers, fitness clubs, movie theaters, and essential services. Plus, you'll be minutes from the Annapolis historic district, endless waterways, nearby marinas, and a short drive to Baltimore and Washington, D.C. It's luxury living and convenience beyond compare. Lot dimensions, floor plans, and square footage figures are approximate. Architectural renderings are samples only and may not reflect the exact product. Sellew Rd. has not been built and may not appear on some mapping apps. Map to 2555 Riva Rd. for the approximate location.

Getting Around

46
WalkingCar-Dependent
33
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

5/10
5/10
Annapolis High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Combination,Composition,HardiPlank Type

Other

  • Builder name: Sturbridge Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Transitional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Cooktop,Disposal,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,Exhaust Fan,Double Oven,Microwave,Range Hood,Stainless Steel Appliance(s),Tankless Water Heater,Gas Water Heater
  • Laundry features: Upper Level,Laundry Room

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Butlers Pantry,Built-in Features,Kitchen - Gourmet,Kitchen Island,Pantry,Primary Bath(s),Upgraded Countertops,Walk-In Closet(s),Elevator
  • Window features: Energy Efficient
  • Flooring: Ceramic Tile,Hardwood,Carpet,Wood
  • Finished area above ground: 3,100

Heating & Cooling

  • Heating features: Forced Air,Central,Natural Gas
  • Cooling features: Heat Pump,Central Air,Electric

Interior Area

  • Total structure area: 3,100
  • Total interior livable area: 3,100 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed,Mobility Improvements

Details

  • Parcel number: 020200090241099
  • Zoning: W1
  • Special condition: Standard

Features

  • Levels: Five
  • Stories: 5
  • Pool features: None
  • Patio & porch: Roof Deck
  • Exterior features: Sidewalks,Balcony
  • Has view: Yes
  • View description: City,Panoramic

Lot

  • Lot size: 1,000 sqft

Parking

  • Total spaces: 19
  • Parking features: Garage Door Opener,Garage Faces Rear,Inside Entrance,Attached,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Coastal Flooding
Hail
Hurricane
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,396$76,752
Home Insurance *$317$3,804
Property Taxes $843$10,116
Electricity $394$4,739
Total$7,950$95,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$272,571/yr
40% on housing$238,500/yr
45% on housing$212,000/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 21401$355
Anne Arundel County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 21401$326
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-03Listed for sale$1,250,000

New Construction

AgentAlison Wisnom
BrokerageColdwell Banker Realty

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