8 & 10 Dune Ln, Westhampton Beach, NY, 11978
About This Home
A rare opportunity to own a charming bayfront home and the adjoining vacant lot tucked just off iconic Dune Road in Westhampton Dunes. This exceptional offering includes two single and separate properties, presenting endless possibilities for personal use, expansion, or future development. Flooded with natural light, the home maximizes its breathtaking surroundings, featuring an open floor plan, a dramatic double-height cedar ceiling, a spiral staircase, and a spacious living room with a fireplace that flows seamlessly into the kitchen and dining areas. Continue outside to a large wraparound deck and take in panoramic bay views, perfect for sunsets, entertaining, or quiet coastal mornings, with the added convenience of an outdoor shower for after-beach living. With easy access to the ocean beach just across the street, this property delivers the best of bayfront serenity and oceanfront living. Whether envisioned as a private retreat or a long-term investment in one of the Hamptons' most coveted locations, this is a truly exceptional opportunity. This listing may include images that have been digitally altered or virtually staged. Original, unedited images are available upon request.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: No
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Fireplace: Yes
Interior Area
- Total structure area: 2,000
- Total interior livable area: 2,000 sqft
Property
Features
- Stories: 2
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront
- Frontage type: Waterfront
Lot
- Lot size: 0.40 Acres
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $21,490 | $257,880 |
| Home Insurance * | $1,377 | $16,524 |
| Property Taxes | $5,737 | $68,844 |
| Electricity | $330 | $3,966 |
| Total | $28,934 | $347,208 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-03 | Listed for sale | $4,500,000 |
For Sale by Agent
View on Zillow