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7654 W Julia Dr, Ellettsville, IN, 47429

3beds
2baths
1,399sqft
$352,500
$252price/sqft
$2,385/moest. monthly cost
$95,400/yrincome needed

About This Home

New construction in the Village at Harman Farm! This thoughtfully designed home features a covered front porch that opens directly into the living room. The living room opens to the dining area, which connects directly to the kitchen, creating a cohesive main living space. The primary suite includes a walk-in closet and a private bathroom. Two additional bedrooms share a full hall bathroom, offering flexibility for guests, home office space, or hobbies. An attached two-car garage is accessible from the rear alley, providing convenient access while maintaining curb appeal. Designed with comfort and efficiency in mind, this home offers practical living in a growing community. Set on the west side of Ellettsville just off State Road 46, the location places Ellettsville amenities nearby while remaining easily accessible to Spencer and Bloomington. A Phase 1 drone video is available! See the Virtual Tour link for an overview of the Village at Harman Farm.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

--
Edgewood Primary SchoolGrades K-20.6 mi
6/10
7/10
Edgewood High SchoolGrades 9-120.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder name: West Custom Homes Inc.

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Gas Range,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 130

Features

  • 1st Bdrm En Suite,Breakfast Bar,Ceiling-9+,Walk-In Closet(s),Open Floorplan,Double Vanity,Tub/Shower Combination
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,399

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,399
  • Total interior livable area: 1,399 sqft

Kitchen

  • Level: Main
  • Area: 180

Living Room

  • Level: Main
  • Area: 270

Property

Details

  • Parcel number: 530091697047.000013

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch Covered
  • Fencing: None

Lot

  • Lot size: 5,227 sqft
  • Features: Irregular Lot,0-2.9999
  • Lot size dimensions: 60 x 117

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,782$21,384
Home Insurance *$202$2,424
Property Taxes $217$2,604
Electricity $184$2,212
Total$2,385$28,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,771/yr
40% on housing$71,550/yr
45% on housing$63,600/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 47429$197
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47429$177
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-03Listed for sale$379,900

New Construction Spec

AgentChris D Smith
BrokerageRE/MAX Acclaimed Properties

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