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414 Wayne Rte N #312, Patterson, MO, 63956

5beds
2baths
2,754sqft
$235,000
$85price/sqft
$1,734/moest. monthly cost
$69,360/yrincome needed

About This Home

House located in the heart of Patterson, Missouri with spacious yard, 24 x 36 detached shop, carriage house with storage, and separate 1300 sq. ft. m/l second structure. House includes a covered front porch, all brick exterior, attached carport and Generac generator. Living room, kitchen with pantry, separate dining room with sitting area, laundry room, 3 bedrooms and two baths on the main level. Upstairs boasts two more bedrooms for guests. Partial basement with walk up could be used for storage or rec area for get togethers. Don't miss out on all this outdoor space on .80 +/- of an acre, storage buildings and large house with so much potential.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
Clearwater Middle SchoolGrades 5-87.0 mi
2/10
Clearwater High SchoolGrades 9-127.0 mi
5/10

Construction

Condition

  • Year built: 1986

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished,Partial,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 486
  • Finished area above ground: 2,268

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,754
  • Total interior livable area: 2,754 sqft

Property

Details

  • Parcel number: 84.018343.000
  • Special condition: Listing As Is

Features

  • Levels: One and One Half

Lot

  • Lot size: 0.80 Acres
  • Features: Back Yard,City Lot,Few Trees,Front Yard,Irregular Lot,Landscaped
  • Lot size dimensions: .80

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Landslide

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$231$2,772
Property Taxes $105$1,260
Electricity $210$2,523
Total$1,734$20,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,451/yr
40% on housing$52,020/yr
45% on housing$46,240/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 63956$80
Wayne County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 63956
Wayne County$90

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-03Listed for sale$235,000

For Sale by Agent

AgentLibby Clark
BrokeragePoplar Bluff Realty Inc

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