478 Cache Avenue #B, Fort Morgan, CO, 80701
About This Home
To Be Built! This new duplex floor plan offers smart, flexible living with two main-level bedrooms and convenient all-in-one laundry on the main floor. A spacious great room with a cathedral ceiling creates an open, light-filled gathering space, while the extra-long garage easily fits a full-size pickup and additional storage. The unfinished basement is plumbed for an additional bathroom and conventional laundry, with an optional finished layout adding two more bedrooms- perfect for future growth, guests, or multigenerational living. Designed for comfort today and flexibility tomorrow, this home delivers modern living that works. Option to finish basement.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction,Under Construction
- New construction: Yes
- Year built: 2026
Materials
- Construction materials: Frame
Other
- Builder model: Cottonwood
Type & Style
- Home type: SingleFamily
- Property subType: Duplex
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Oven,Refrigerator,Washer
- Laundry features: In Unit
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Full,Unfinished
Bathroom
- Level: Main
Bedroom
- Features: Primary Suite
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 1,245
- Common walls with other units/homes: End Unit,1 Common Wall
Great Room
- Level: Main
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,255
- Total interior livable area: 1,255 sqft
Kitchen
- Level: Main
Property
Details
- Parcel number: 122907305013
- Attached to another structure: Yes
- Special condition: Standard
- Exclusions: Sellers Personal Prooperty
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 4,062 sqft
Parking
- Total spaces: 1
- Parking features: Concrete,Dry Walled,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
- Lightning
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,141 | $25,692 |
| Home Insurance * | $418 | $5,016 |
| Property Taxes | $183 | $2,196 |
| Electricity | $186 | $2,232 |
| Total | $2,928 | $35,136 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-04 | Listed for sale | $423,520 |
View on Zillow