See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

186 County Road 411, Greenville, NY, 12083

5beds
5baths
3,746sqft
$1,125,000
$300price/sqft
$8,344/moest. monthly cost
$333,760/yrincome needed

About This Home

Welcome to multi-generational living at its best. This legal two-family home was originally a charming single-family farmhouse and now offers a flexible layout ideal for extended family, guests, or rental potential. Each living space provides privacy while still allowing convenient access to the rest of the home if desired. The home features spacious bedrooms, a primary suite, and enclosed sunrooms that add to its comfort and charm. Multiple outbuildings offer excellent potential for an artist studio, yoga or meditation space, workshop, or other creative uses. Enjoy a peaceful country setting with close proximity to all the Hudson Valley, Catskills & Capital District have to offer, including golfing, skiing, hiking, horseback riding, swimming, and more. A unique property offering versatility, space, and location. Property is 2+/- hours to NYC

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

6/10
3/10
Greenville Middle SchoolGrades 6-83.0 mi
5/10
Greenville High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1850

Materials

  • Roof: Asphalt,Metal

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Multi Family

Interior

Appliances

  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Level: First

Dining Room

  • Level: Second

Features

  • Stone Counters
  • Flooring: Hardwood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 3,746

Heating

  • Heating features: Ductless,Forced Air,Propane

Interior Area

  • Total structure area: 3,746
  • Total interior livable area: 3,746 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Second

Living Room

  • Level: First

Living Room

  • Level: Second

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 10
  • Zoning: Residential

Features

  • Levels: Two
  • Patio & porch: Deck,Front Porch,Patio
  • Exterior features: Garden
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods

Lot

  • Lot size: 5.50 Acres
  • Features: Cleared,Sloped Down

Parking

  • Total spaces: 1
  • Parking features: Paved,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,688$68,256
Home Insurance *$444$5,328
Property Taxes $1,593$19,116
Electricity $619$7,428
Total$8,344$100,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$286,080/yr
40% on housing$250,320/yr
45% on housing$222,506/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 12083$208
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12083
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$575,000
2026-02-03Listed for sale$600,000

For Sale by Agent

AgentTheresa Donlon
BrokerageVenture Fox Realty Group

Similar Homes