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848 E Valley St S, Oldtown, ID, 83822

4beds
2baths
1,592sqft
$469,900
$295price/sqft
$2,834/moest. monthly cost
$113,360/yrincome needed

About This Home

Home is Built. A tastefully designed single-level home that is bursting with appeal. Inside you'll discover an open-plan layout with a generous 1592 sqft of living space. The living areas feature gorgeous luxury vinyl wide-plank flooring underfoot, crisp white walls and charming wood detaining throughout. The modern kitchen, you'll find quartz countertops, ample cabinetry, a double fridge cavity and an island with seating. All four bedrooms enjoy plush carpet underfoot, the primary has a walk-in closet and ensuite, while the other three bedrooms feature built-in closets and are just a few steps from the main bathroom with quartz countertops. A well-equipped laundry adds convenience, as does the double garage with extra storage space, Nest thermostat. Covered front and rear patios plus front yard landscaping with sprinklers.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

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Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Lap Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Disposal,Dishwasher
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Flooring: Carpet,LVP
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Electric,Forced Air,Heat Pump,Furnace

Interior Area

  • Total structure area: 1,592
  • Total interior livable area: 1,592 sqft

Property

Details

  • Parcel number: RP031240010080A
  • Zoning: RES

Features

  • Exterior features: Lighting
  • Has view: Yes
  • View description: Mountain(s),Territorial

Lot

  • Lot size: 10,018 sqft
  • Features: Open Lot,Level

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Avalanche
Cold Wave
Inland Flooding
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters in Bonner County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance $161$1,932
Property Taxes $156$1,872
Electricity $141$1,695
Total$2,834$34,008

Income You'd Need if You Spent...

35% on housing$97,165/yr
40% on housing$85,020/yr
45% on housing$75,573/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 83822$306
Bonner County$372

vs Homes Sold Last Month

Median $/sqft

ZIP 83822$303
Bonner County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$469,900
2026-03-19Listed for sale$469,900
2026-03-02Listing removed$469,900
2026-02-03Listed for sale$469,900

For Sale by Agent

AgentMariah Turrell
BrokerageWindermere/Coeur d'Alene Realty Inc

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