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1714 Peach Ave, McKinleyville, CA, 95519

1beds
1baths
282sqft
$215,000
$762price/sqft
$1,658/moest. monthly cost
$66,320/yrincome needed

About This Home

Incredibly Charming Studio Cottage in a Quiet McKinleyville Neighborhood Down a Private Drive. Over Half an Acre of Flat Land with Future Development Potential. An Additional 3 Bed 1 Bath Accessory Dwelling Unit on the Property has No Value Beyond Utility Hook Ups -Needs a Complete Overhaul or Rebuild Something to Suite! What's Your Vision? Talk to Your Lender About Options. Also see neighboring listing at 1725 Peach Avenue (MLS# 271504) for a unique opportunity to expand your investment potential.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Morris Elementary SchoolGrades 3-51.4 mi
4/10
7/10
McKinleyville High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Pillar/Post/Pier

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Features

  • Flooring: Vinyl

Heating

  • Heating features: Wall Furnace

Interior Area

  • Total structure area: 282
  • Total interior livable area: 282 sqft

Property

Features

  • Patio & porch: Porch
  • Fencing: None

Lot

  • Lot size: 0.57 Acres
  • Features: Flat
  • Lot size dimensions: Irr

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Humboldt County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$62$744
Property Taxes $111$1,332
Electricity $398$4,786
Total$1,658$19,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,845/yr
40% on housing$49,740/yr
45% on housing$44,213/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$762This listing

vs Other Active Listings

Avg $/sqft

ZIP 95519$516
Humboldt County$269

vs Homes Sold Last Month

Median $/sqft

ZIP 95519$317
Humboldt County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-17Listed for sale$225,000
2026-02-26Pending sale$225,000
2026-02-03Listed for sale$225,000

For Sale by Agent

AgentAnnalise von Borstel
BrokerageHyperion Humboldt Realty Inc

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