3105 Upper River Rd, Decatur, AL, 35603
About This Home
Under Construction- Welcome to The Finleigh! Embrace luxury with this one-story home’s next-level features, including a three-car garage, elegant dining room and open-concept family room. Inside, the designer kitchen welcomes your guests with an oversized island. Enter the Master Suite and fall in love with the gorgeous optional tray ceiling and Master Bath. Featuring vaulted ceilings, a large tile shower and a six-foot garden tub, this glamour bathroom has it all. The home office and covered porch offer a getaway from the hustle and bustle, while the massive pantry ensures you’ll always have room for more groceries! Enjoy the large lot and no HOA! *Photos contain examples.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
Materials
- Foundation: Slab
Other
- Builder name: DAVIDSON HOMES LLC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total interior livable area: 3,580 sqft
Kitchen
- Features: Kitchen Island,Quartz
- Level: First
- Area: 234
Living Room
- Features: Fireplace
- Area: 272
Master Bedroom
- Features: Ceiling Fan(s)
- Level: First
- Area: 240
Property
Features
- Levels: One and One Half
- Stories: 1
Lot
- Lot size: 1.50 Acres
Parking
- Parking features: Garage-Three Car
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,679 | $32,148 |
| Home Insurance * | $390 | $4,680 |
| Property Taxes | $136 | $1,632 |
| Electricity | $400 | $4,807 |
| Total | $3,605 | $43,260 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-04 | Listed for sale | $589,475 |
View on Zillow