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12745 County Road 18 SW, Brainerd, MN, 56401

4beds
1baths
2,144sqft
$595,000
$278price/sqft
$3,964/moest. monthly cost
$158,560/yrincome needed

About This Home

Welcome to 12745 County Rd 18 just minutes to Baxter or Pillager! This property provides over 6 acres and a 4,000 sqft shouse with multiple uses. With 17' sidewalls, 14' overhead doors on the south and west sides, the opportunity for expansion, storage, and use are unlimited. Inside you will find 40'x70' shop, currently split into a sandblasting area, paint bay area, workshop, and storage along with mechanical rooms. The house portion provides ample space for everyone. Currently designed as 4 bed design with an office above the shop and game room/bar set up overlooking the living room. Looking for a new business location with easy access to 210 and Brainerd/Baxter or looking for a place for everyone and all the toys, here is your spot! Schedule a private showing today!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
Pillager Middle SchoolGrades 5-84.9 mi
7/10
Pillager SecondaryGrades 9-124.9 mi
8/10

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Age 8 Years or Less,Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Gas Water Heater,Range,Tankless Water Heater
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,144

Heating & Cooling

  • Heating features: Boiler,In-Floor Heating
  • Cooling features: None

Interior Area

  • Total structure area: 2,144
  • Total interior livable area: 2,144 sqft

Property

Accessibility

  • Accessibility features: No Stairs External

Details

  • Parcel number: 411074403
  • Zoning description: Residential-Single Family
  • Foundation area: 4000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6.25 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 813 x 335

Parking

  • Total spaces: 6
  • Parking features: Attached,Gravel,Asphalt,Garage,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Cass County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$453$5,436
Property Taxes $323$3,876
Electricity $180$2,169
Total$3,964$47,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,908/yr
40% on housing$118,920/yr
45% on housing$105,706/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 56401$208
Cass County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 56401$192
Cass County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$595,000
2026-04-15Listed for sale$595,000

For Sale by Agent

AgentBrandi Breitbach
BrokerageEdina Realty, Inc.

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