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146-148 Monteith Rd, Brevard, NC, 28712

5beds
2baths
1,794sqft
$499,000
$278price/sqft
$3,052/moest. monthly cost
$122,080/yrincome needed

About This Home

Located off Highway 64 just 4.5 miles from Brevard, this 5.34-acre property combines residential comfort with strong land-use potential. This property features a 980 SF home alongside an 814 SF office building with a tenant potentially interested in staying. The open, usable acreage is ideal for establishing a mini-farm or small agricultural operation while still offering room for future mixed-use or investment-driven development. With existing improvements, rental flexibility, and a peaceful setting close to town amenities, the property offers a rare blend of livability and opportunity in Western North Carolina.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

--
TCS Online Learning PathGrades K-124.0 mi
8/10
Rosman MiddleGrades 6-83.8 mi
9/10
Brevard High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Block,Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Washer/Dryer
  • Laundry features: Inside,Laundry Closet,Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: 2nd Living Quarters

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: 2nd Living Quarters

Bedroom S

  • Level: 2nd Living Quarters

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Walk-In Closet(s),Total Primary Heated Living Area: 980
  • Door features: Storm Door(s)
  • Finished area below ground: 0
  • Finished area above ground: 980

Flex Space

  • Level: 2nd Living Quarters

Heating & Cooling

  • Heating features: Ductless,Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 980
  • Total interior livable area: 1,794 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: 2nd Living Quarters

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 8564953626000
  • Zoning: None
  • Special condition: Subject to Lease

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened

Lot

  • Lot size: 5.34 Acres
  • Features: Flood Fringe Area,Flood Plain/Bottom Land

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Hail
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in Transylvania County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$138$1,656
Property Taxes $191$2,292
Electricity $200$2,405
Total$3,052$36,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,640/yr
40% on housing$91,560/yr
45% on housing$81,386/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 28712$299
Transylvania County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 28712$284
Transylvania County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-04Listed for sale$525,000

For Sale by Agent

AgentJohn Tinsley, Tinsley's Land and Home Inc.
BrokerageTinsley's Land and Home Inc.

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