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1016 Black Bear Dr, House Springs, MO, 63051

2beds
2baths
1,007sqft
$290,000
$288price/sqft
$2,053/moest. monthly cost
$82,120/yrincome needed

About This Home

Enjoy modern living in this newer, well-appointed 2-bedroom, 2-bath home located in a peaceful community with easy access to the metropolitan area. The open floor plan is highlighted by a vaulted ceiling in the living room, creating a bright and spacious atmosphere, while additional windows and sliding glass doors flood the space with natural light. The kitchen features 42” soft-close cabinets and drawers, quartz countertops, and stainless-steel appliances. The primary bedroom offers a private en suite bath and walk-in closet, while a second bedroom and additional full bath provide added conveniences. Main-floor laundry includes the washer and dryer, which stay with the home. Unlike standard builder-grade models, this home has many upgrades including two-panel interior doors, Craftsman-style garage door, luxury vinyl plank flooring throughout, and integrated smart home technology with keypad entry and a smart thermostat. Additional value is found in the whole-house Watts Pure Water Softener installed in 2025 and a full basement with an egress window and full bathroom rough-in - massive potential for future living space. Nestled in a beautiful community with gentle hills perfect for both leisurely strolls and challenging runs, this move-in-ready home offers many aspects of a custom-build without the wait or the added expense.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
Northwest Valley SchoolGrades 6-81.5 mi
6/10
Northwest High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Unfinished

Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Dining/Living Room Combo,Open Floorplan,Smart Thermostat,Solid Surface Countertop(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Panel Door(s)
  • Flooring: Luxury Vinyl
  • Finished area above ground: 1,007

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,007
  • Total interior livable area: 1,007 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Living Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Primary Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Property

Details

  • Parcel number: 037.035.01001016.04
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 5,227 sqft
  • Features: Back Yard

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$253$3,036
Property Taxes $193$2,316
Electricity $141$1,693
Total$2,053$24,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,388/yr
40% on housing$61,590/yr
45% on housing$54,746/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 63051$141
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63051$170
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$297,500

For Sale by Agent

AgentMichael W Reiser
BrokerageColdwell Banker Realty - Gundaker

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