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1007 Cobblestone Ln, Moberly, MO, 65270

3beds
2baths
1,581sqft
$279,000
$176price/sqft
$2,029/moest. monthly cost
$81,160/yrincome needed

About This Home

New Construction!! This 3 bedroom, 2 bath ranch home in the Stonebridge Lane subdivision is comfortable and easy to live in. Featuring durable smart siding and an attached 2 car garage. Step inside and you'll find an open floor plan that connects the living room, dining area, and kitchen, making the space feel bright and welcoming. The kitchen has beautiful quartz countertops and a pantry for extra storage. Out back, there's a patio that's great for relaxing or spending time with family and friends. This home offers simple, one-level living with everything you need.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
Moberly Middle SchoolGrades 6-82.2 mi
4/10
Moberly Sr. High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab,Poured Concrete
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Ice Maker,Microwave,Electric Range,Electric Water Heater
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Finished area below ground: 0
  • Finished area above ground: 1,581

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,581
  • Total interior livable area: 1,581 sqft

Property

Details

  • Parcel number: 089031000000016005

Features

  • Patio & porch: Patio,Porch

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 156.2x118.3

Parking

  • Parking features: Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$290$3,480
Property Taxes $188$2,256
Electricity $141$1,693
Total$2,029$24,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,565/yr
40% on housing$60,870/yr
45% on housing$54,106/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 65270$82
Randolph County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 65270$121
Randolph County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$279,000
2026-07-21Price change$279,000
2026-04-13Listed for sale$284,000

For Sale by Agent

AgentChris Weaver
BrokerageCENTURY 21 McKeown & Assoc., Inc.

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