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205 Windmill View Dr, Wentzville, MO, 63385

4beds
3baths
2,940sqft
$519,938
$177price/sqft
$3,611/moest. monthly cost
$144,440/yrincome needed

About This Home

McBride Homes brand-new Nottingham 2-story home with 4BR, 2.5BA will be ready this summer! This stunning home features a 3-CAR GARAGE, 9ft ceilings, 6' windows & wood laminate flooring throughout the main floor. The kitchen has quartz countertops, Winstead Burlap 42" cabinets, center island w/ extended bar, stainless-steel GE appliances & walk-in pantry. There is a large great room w/window wall & a formal living & dining rooms. Upstairs you'll find the primary suite w/ spacious walk-in closet & private bath w/walkin shower, large tub & dual vanity. Also 3 more bedrooms & hall bath. Dual zone HVAC, 2 panel white interior doors, coachlights, LL ¾ bath rough-in & more! Harvest has nature play area w/ water feature, 13+ ac town square, civic lawn area, food truck court, orchards & pumpkin patch, community gardens, pickle ball & bocce ball courts, playgrounds, trails & more! Enjoy peace of mind w/ McBride Homes 10 yr builders warranty & incredible customer service! Similar Photos Shown.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Duello Elementary SchoolGrades K-51.4 mi
10/10
Frontier Middle SchoolGrades 6-82.3 mi
9/10
Liberty High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: McBride Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,940 sqft

Property

Details

  • Parcel number: 40066D55200366E0000000

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$299$3,588
Property Taxes $459$5,508
Electricity $224$2,694
Total$3,611$43,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,805/yr
40% on housing$108,330/yr
45% on housing$96,293/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 63385$197
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63385$181
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Price change$516,938
2026-02-12Listed for sale$514,938

New Construction Spec

BrokerageMcBride Homes

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