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383 Butterfly Garden Ln, Wentzville, MO, 63385

3beds
2baths
1,745sqft
$419,573
$240price/sqft
$2,873/moest. monthly cost
$114,920/yrincome needed

About This Home

McBride Maple ranch-style home w/3BR, 2BA will be ready this spring! Rustic Farmhouse exterior! Perfect for entertaining with an open floorplan, vaulted ceilings, a spacious living area with a ceiling fan, 6’ windows & wood laminate flooring. The kitchen features level 4 Landen Burlap 42” tall cabinets, large center square island with a breakfast bar, quartz countertops & stainless-steel GE appliances. Indulge in the large primary suite with a walk-in closet, private bath with adult height double sink vanity, linen closet, & 5ft walk-in shower. Enjoy white 6-panel interior doors, main floor laundry, and a ¾ bath rough-in in the lower level. Additional features include garage coach lights at two car garage & more! Onsite amenities at Wilmer Crossing include a community playground, pavilion with BBQ pits and picnic tables, and pickleball court. Enjoy peace of mind with McBride Homes’ 10 year builders warranty and incredible customer service! Similar photos shown.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

9/10
Journey ElementaryGrades K-61.3 mi
6/10
8/10
North Point High SchoolGrades 9-122.9 mi

Construction

Condition

  • New construction: Yes

Materials

  • Construction materials: Frame,Vinyl Siding

Other

  • Builder name: Mcbride Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Electric Range

Basement

  • Has basement: Yes
  • Basement: Concrete,Full

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Breakfast Room

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Features

  • Breakfast Room,Ceiling Fan(s),Dining/Living Room Combo,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Separate Dining,Walk-In Closet(s)
  • Finished area above ground: 1,745

Great Room

  • Level: Main
  • Area: 294
  • Dimensions: 14x21

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,745 sqft

Kitchen

  • Level: Main
  • Area: 221
  • Dimensions: 13x17

Primary Bedroom

  • Level: Main
  • Area: 221
  • Dimensions: 13x17

Property

Details

  • Parcel number: 40054D55500059A0000000
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,121$25,452
Home Insurance *$241$2,892
Property Taxes $370$4,440
Electricity $141$1,693
Total$2,873$34,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,502/yr
40% on housing$86,190/yr
45% on housing$76,613/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 63385$197
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63385$181
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$409,723
2026-03-24Price change$404,723
2026-02-10Listed for sale$412,723

New Construction Spec

AgentPamela Chyba
BrokerageListWithFreedom.com Inc

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