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108 O'Brien Court #15, Columbus, WI, 53925

4beds
3baths
2,201sqft
$489,115
$222price/sqft
$3,400/moest. monthly cost
$136,000/yrincome needed

About This Home

Eligible buyers may qualify for a 30-Year Fixed Buydown @4.99% (5% down) if closed by October 1st with Lennar Mortgage. The Starling B Floor Plan on homesite #15 in Cardinal Heights is available for move-in August/September 2026! This thoughtfully designed 2-story home offers 4 bedrooms, 2.5 baths, and a 2-car garage with an open-concept main level ideal for everyday living and entertaining. Interior highlights include quartz countertops, luxury vinyl plank flooring, stainless steel appliances, and smart home features throughout. Enjoy outdoor living with a fully landscaped yard included, in a brand-new community! For added peace of mind, this home includes a one-year craftsmanship warranty, 2-year mechanical warranty, and a 10-year structural warranty?backed by a dedicated customer service team. Measurements are approximate, buyer to verify if important.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
6/10
Columbus Middle SchoolGrades 6-80.8 mi
7/10
Columbus High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: 0-5 Years,New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Prairie/Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Dishwasher,Microwave,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Radon Mitigation System,Concrete

Bathroom

  • Features: Stubbed For Bathroom on Lower,Master Bedroom Bath: Full,Master Bedroom Bath,Master Bedroom Bath: Walk-In Shower

Bedroom2

  • Level: Upper
  • Area: 140

Bedroom3

  • Level: Upper
  • Area: 130

Bedroom4

  • Level: Upper
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Pantry,Kitchen Island
  • Finished area below ground: 0
  • Finished area above ground: 2,201

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,201
  • Total interior livable area: 2,201 sqft

Kitchen

  • Level: Main
  • Area: 154

Living Room

  • Level: Main
  • Area: 272

Master Bedroom

  • Level: Upper
  • Area: 272

Office

  • Level: Main
  • Area: 99

Property

Details

  • Parcel number: 1532.015
  • Zoning: RES
  • Exclusions: Sellers Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Living area range: 2001-2500

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Cold Wave
Heat Wave
Strong Wind
Tornado
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,473$29,676
Home Insurance *$204$2,448
Property Taxes $517$6,204
Electricity $206$2,481
Total$3,400$40,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,571/yr
40% on housing$102,000/yr
45% on housing$90,666/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 53925$182
Columbia County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 53925$163
Columbia County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-04Listed for sale$504,615

New Construction

AgentEmily Ostermiller
BrokerageFirst Weber Inc

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