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1131 Bellawood Dr, Galt, CA, 95632

3beds
4baths
2,065sqft
$471,990
$229price/sqft
$3,247/moest. monthly cost
$129,880/yrincome needed

About This Home

On the first floor of this new three-story home is a versatile flex space, perfectly used as a play area or additional living space. The main living area is located on the second floor among an open-concept layout, with convenient access to an office and second-floor balcony. Two bedrooms and the luxurious owner's suite make up the third floor.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
7/10
Liberty Ranch High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Lennar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,065 sqft

Property

Details

  • Parcel number: 14812900610000

Features

  • Levels: 3.0
  • Stories: 3

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,386$28,632
Home Insurance *$121$1,452
Property Taxes $298$3,576
Electricity $442$5,313
Total$3,247$38,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,325/yr
40% on housing$97,410/yr
45% on housing$86,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 95632$287
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95632$314
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$471,990
2026-04-08Listed for sale$476,990

New Construction Spec

BrokerageLennar

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