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2236 Waterway Pl, Union, KY, 41091

4beds
3baths
1,750sqft
$369,900
$211price/sqft
$2,506/moest. monthly cost
$100,240/yrincome needed

About This Home

Why wait to build? This immaculate, four-year-young Fischer Danville model in sought after Ballyshannon community offers like-new condition and possibility of immediate occupancy! Perfectly situated on a cul-de-sac, this beautifully maintained home features a fully equipped kitchen with stainless appliances and granite countertops, 4 bedrooms with generous closet space, and the convenience of an equipped 2nd floor laundry room. Custom blinds and professionally painted throughout add a polished, finished touch. Outside, enjoy the classic black metal fenced backyard and gazebo for an inviting space for relaxing, entertaining, or enjoying a quiet evening at home. The Ballyshannon Community HOA offers a fishing pond, playground, pool, and trails! Beautifully maintained, thoughtfully finished, and truly move-in ready, this is your opportunity to enjoy the benefits of new construction without the wait!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Electric Range,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup

Bathroom2

  • Features: See Remarks,Tub With Shower
  • Level: Second
  • Area: 35
  • Dimensions: 7 x 5

Bathroom3

  • Features: See Remarks
  • Level: First
  • Area: 25
  • Dimensions: 5 x 5

Bedroom2

  • Features: Carpet Flooring,Walk-In Closet(s)
  • Level: Second
  • Area: 120
  • Dimensions: 12 x 10

Bedroom3

  • Features: Carpet Flooring
  • Level: Second
  • Area: 110
  • Dimensions: 11 x 10

Bedroom4

  • Features: Carpet Flooring,See Remarks
  • Level: Second
  • Area: 150
  • Dimensions: 15 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room

  • Features: See Remarks
  • Level: First
  • Area: 108
  • Dimensions: 12 x 9

Features

  • Kitchen Island,Granite Counters,Double Vanity
  • Window features: Double Hung

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,750
  • Total interior livable area: 1,750 sqft

Kitchen

  • Features: Kitchen Island,See Remarks
  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Laundry

  • Features: See Remarks
  • Level: First
  • Area: 45
  • Dimensions: 9 x 5

Living Room

  • Features: Carpet Flooring,Recessed Lighting,Window Treatments
  • Level: First
  • Area: 200
  • Dimensions: 20 x 10

Primary Bath

  • Features: Double Vanity,See Remarks,Tub With Shower
  • Level: Second
  • Area: 50
  • Dimensions: 10 x 5

Primary Bedroom

  • Features: Bath Adjoins,Carpet Flooring,Recessed Lighting,Walk-In Closet(s)
  • Level: Second
  • Area: 192
  • Dimensions: 16 x 12

Property

Details

  • Parcel number: 051.0515564.00
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: Metal
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,098 sqft
  • Features: Cul-De-Sac
  • Lot size dimensions: 52 x 120

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Strong Wind
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$134$1,608
Property Taxes $348$4,176
Electricity $154$1,850
Total$2,506$30,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,920/yr
40% on housing$75,180/yr
45% on housing$66,826/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 41091$222
Boone County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 41091$186
Boone County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$364,900
2026-07-12Price change$369,900
2026-07-08Listed for sale$379,900
2022-09-28Sold$337,624

For Sale by Agent

AgentKaren Campbell
BrokerageOwnerLand Realty, Inc.

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