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10962 N Jacob Smart Blvd, Ridgeland, SC, 29936

9beds
3baths
2,030sqft
$449,000
$221price/sqft
$2,909/moest. monthly cost
$116,360/yrincome needed

About This Home

Located in central downtown Ridgeland at the high-visibility intersection of US Highway 17 and Highway 278, this commercial office building benefits from excellent road exposure, steady traffic flow, and direct street frontage. With approximately 2,030 square feet, the property offers a flexible and functional layout suitable for a variety of uses. The interior features five private offices, a large lobby/reception area, conference room, full kitchen, break room with additional cabinet space, two restrooms, a shower, and large storage closets, providing ample space and convenience for both staff and clients. Large front-facing windows allow abundant natural light to fill the space, creating a bright, comfortable, and welcoming environment. A raised, double-sided, lighted display sign in the front parking lot offers excellent advertising visibility. The rear of the property is fenced, providing space for additional storage or potential secondary uses. This property is zoned T-5 Town Center / Main Street, supporting a wide range of commercial and mixed-use opportunities.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

Construction

Materials

  • Roof: Shake
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 2,030
  • Total interior livable area: 2,030 sqft

Property

Lot

  • Lot size: 9,147 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Earthquake
Heat Wave
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Jasper County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$230$2,760
Property Taxes $205$2,460
Electricity $204$2,449
Total$2,909$34,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,737/yr
40% on housing$87,270/yr
45% on housing$77,573/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 20.6%
20.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 29936$188
Jasper County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 29936$229
Jasper County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Price change$449,000
2026-02-04Listed for sale$475,000

For Sale by Agent

AgentBryson Cleland
BrokerageTrue South Properties

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