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738 Mike Brown Ln, Taylorsville, KY, 40071

3beds
3baths
2,343sqft
$569,000
$243price/sqft
$3,724/moest. monthly cost
$148,960/yrincome needed

About This Home

Welcome to this beautiful all-brick ranch with a walkout basement is nestled on 6.5 acres in highly sought-after Spencer County. This 3-bedroom, 2.5-bath home offers a stunning layout with custom cabinetry, granite countertops, and a tile backsplash that perfectly complement the kitchen. The spacious primary suite features a large walk-in closet, providing both comfort and convenience. Enjoy peaceful mornings or relaxing evenings on the amazing wraparound deck, where you can take in the sights and sounds of nature. With abundant wildlife, a large attached garage, and an oversized 2-car detached garage with a dedicated work area, this property offers the perfect blend of privacy, functionality, and charm.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
7/10

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Wood Frame,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: First

Family Room

  • Level: First

Features

  • Finished area below ground: 1,100
  • Finished area above ground: 1,243

Great Room

  • Level: Basement

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,243
  • Total interior livable area: 2,343 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 191903

Features

  • Stories: 1
  • Patio & porch: Deck,Patio,Porch
  • Fencing: None

Lot

  • Lot size: 6.50 Acres
  • Features: Cleared,Wooded

Parking

  • Total spaces: 3
  • Parking features: Detached,Attached,Entry Front,Entry Side,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,877$34,524
Home Insurance *$238$2,856
Property Taxes $424$5,088
Electricity $185$2,220
Total$3,724$44,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,680/yr
40% on housing$111,720/yr
45% on housing$99,306/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 40071$182
Spencer County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 40071$198
Spencer County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$569,000

For Sale by Agent

AgentZack A Morris
BrokerageBest of Kentucky Homes Realty LLC

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