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189 Mill Pond Dr #7, Middleville, MI, 49333

2beds
4baths
2,420sqft
$399,000
$165price/sqft
$2,751/moest. monthly cost
$110,040/yrincome needed

About This Home

WOW! Incredible opportunity to own a highly sough-after Mill Pond condo- rarely available! This exceptional unit was the very first in the development and was featured as a former Parade of Homes showcase. Ideally located on Mill Pond, this home offers easy walking access to downtown restaurants and shopping. Enjoy the natural beauty of Thornapple River and a 7 mile bike trail plus a nearby birding area. This well-maintained condo features 2 bedrooms (possible 3rd) and 3.5 baths. The main level offers an open floor plan with a spacious kitchen, large snack bar, custom window treatments, and a cozy gas fireplace. Enjoy peaceful pond views form the private balcony. Upstairs includes a generous primary suite with walk-in closet and private bath, plus a second bedroom and full bath. The finished walkout lower level provides a recreation room, full bath, and ample storage. Additional features include a 2-stall attached garage with new door and centrail air (approx. 3 years old).

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Property

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Barry County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$152$1,824
Property Taxes $319$3,828
Electricity $263$3,167
Total$2,751$33,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,320/yr
40% on housing$82,530/yr
45% on housing$73,360/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 49333$256
Barry County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 49333
Barry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentLuAnn C Takens
BrokerageKeller Williams GR North

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