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106 Armory Ct, Ninety Six, SC, 29666

4beds
3baths
2,723sqft
$610,000
$224price/sqft
$3,841/moest. monthly cost
$153,640/yrincome needed

About This Home

Luxury new construction in the gated lake community of Grand Harbor in Ninety Six, SC. This 4-bedroom home is situated on a rare 1.99-acre homesite and features an open-concept design with a main-level primary suite, dedicated office, and upscale finishes throughout. Enjoy access to Lake Greenwood along with community marina and resort-style amenities including a clubhouse, pool, tennis courts, and optional golf membership. Builder is offering a boat slip at the marina for the first 2 years, adding exceptional value for immediate lake living. Thoughtfully designed with quartz countertops, gas fireplace, screened porch, and smart home features, this home blends modern comfort with lake lifestyle living. A rare opportunity to own new construction on a large homesite in one of the Upstate’s most desirable gated lake communities.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

7/10
8/10
Edgewood Middle SchoolGrades 6-85.3 mi
6/10
Ninety Six High SchoolGrades 9-125.3 mi

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Materials

  • Foundation: Crawlspace
  • Construction materials: Cement Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dishwasher,Electric Oven,Electric Range,Gas Cooktop,Disposal,Microwave,Tankless Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Dual Sinks,Fireplace,High Ceilings,Bath in Primary Bedroom,Main Level Primary,Quartz Counters,Smooth Ceilings,Shower Only,Walk-In Closet(s),Walk-In Shower
  • Fireplace features: Gas,Gas Log,Option
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,723
  • Total interior livable area: 2,723 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 7815579709

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Porch,Screened
  • Exterior features: Porch
  • On waterfront: Yes
  • Waterfront features: Boat Ramp/Lift Access
  • Waterbody name: Greenwood
  • Living area range: 2500-2749

Lot

  • Lot size: 1.99 Acres
  • Features: Outside City Limits,Subdivision,Interior Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Greenwood County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,084$37,008
Home Insurance *$222$2,664
Property Taxes $274$3,288
Electricity $261$3,142
Total$3,841$46,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,691/yr
40% on housing$115,230/yr
45% on housing$102,426/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 29666$208
Greenwood County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 29666$207
Greenwood County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$610,000
2026-02-04Listed for sale$617,100

For Sale by Agent

AgentNataly Wink
BrokerageHQ Real Estate, LLC

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