801 Main Street, Fort Morgan, CO, 80701
About This Home
are opportunity to own a unique live work property with both residential and commercial zoning in a prime Main Street location! Whether you’re an entrepreneur looking to run your business just steps from home or an investor seeking a versatile property, this one offers endless possibilities. The lower level features a beautifully updated 1 bedroom, 1 bathroom apartment, while the fully updated upper level is ready for a variety of business uses. Simply unlock the door and start operating your business while enjoying the convenience of living downstairs. Clients and guests will appreciate the inviting outdoor patio, perfect for summer evenings, meetings, or a welcoming waiting area. With modern updates, exceptional flexibility, and unbeatable visibility on Main Street, this property is ready to bring your vision to life.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1916
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished
Bathroom
- Level: Basement
Bedroom
- Features: Primary Suite
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 912
- Finished area above ground: 1,217
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 2,129
- Total interior livable area: 2,129 sqft
Laundry
- Level: Basement
Property
Details
- Parcel number: 122906217006
- Special condition: Standard
- Exclusions: Coffee Machine,Sellers Personal Property
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 6,000 sqft
Parking
- Total spaces: 11
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,972 | $23,664 |
| Home Insurance * | $385 | $4,620 |
| Property Taxes | $169 | $2,028 |
| Electricity | $186 | $2,232 |
| Total | $2,712 | $32,544 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Pending sale | $390,000 |
| 2026-07-31 | Price change | $390,000 |
| 2026-07-11 | Listed for sale | $410,000 |
For Sale by Agent
View on Zillow