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1408 Ariel Ln, Fort Walton Beach, FL, 32547

3beds
3baths
1,813sqft
$374,900
$207price/sqft
$2,644/moest. monthly cost
$105,760/yrincome needed

About This Home

Beautifully updated residence - featuring FRESHLY PAINTED WALLS, STAIR RAILING, TRIM, AND BASEBOARDS. NEW ROOF 2026. This stunning home provides 1,813 sq. ft. with a functional layout that seamlessly flows this two-story residence to provide maximum space. The freshly updated staircase features luxury vinyl plank flooring, which is a stunning focal point, welcoming you as soon as you step in. The cozy living and dining areas connect effortlessly on the first floor, leading to your private, fenced-in backyard. The first floor showcases the kitchen with ample counterspace and beautiful wooden cabinetry, laundry/utility room, and generous garage space. Upstairs, the primary bedroom and bathroom filled with ample lighting with expansive windows. Also offering a walk-in closet and private bath. Two additional well-sized bedrooms and full bath complete the second level, designed with plenty of living and storage space. All bedrooms also feature LVP FLOORING.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

2/10
5/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1987

Materials

  • Roof: Shingle
  • Construction materials: Frame,Wood Siding,Trim Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Water Heater

Bathroom

  • Level: Second
  • Area: 73.5
  • Dimensions: 10.5 x 7

Bathroom

  • Level: First
  • Area: 30
  • Dimensions: 6 x 5

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: Second
  • Area: 121
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: First
  • Area: 143
  • Dimensions: 13 x 11

Dining Room

  • Level: First
  • Area: 115.5
  • Dimensions: 11 x 10.5

Features

  • Crown Molding,Vaulted Ceiling(s),Shelving,Woodwork Painted
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Vinyl
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Area: 370
  • Dimensions: 20 x 18.5

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,813
  • Total interior livable area: 1,813 sqft

Kitchen

  • Level: First
  • Area: 162.5
  • Dimensions: 13 x 12.5

Laundry

  • Level: First
  • Area: 60
  • Dimensions: 10 x 6

Living Room

  • Level: First
  • Area: 228
  • Dimensions: 19 x 12

Master Bathroom

  • Level: Second
  • Area: 90
  • Dimensions: 12 x 7.5

Master Bedroom

  • Level: Second
  • Area: 204
  • Dimensions: 17 x 12

Property

Details

  • Parcel number: 341S240597000B0140
  • Lease amount: 0
  • Zoning description: Resid Single Family

Features

  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Private Yard,Sprinkler System,Rain Gutters
  • Fencing: Privacy

Lot

  • Lot size: 4,791 sqft
  • Features: Cul-De-Sac,Interior Lot,Level
  • Lot size dimensions: 89 x 50

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Converted Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Tornado
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$174$2,088
Property Taxes $378$4,536
Electricity $197$2,366
Total$2,644$31,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,651/yr
40% on housing$79,320/yr
45% on housing$70,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 32547$187
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32547$216
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$374,900
2026-07-17Listed for sale$374,900
2023-07-06Listing removed--
2023-06-24Price change$2,450
2023-05-23Listed for rent$2,600
2019-08-07Listing removed$1,650
2019-07-23Listed for rent$1,650
2018-08-22Sold$256,000
2016-05-05Listing removed$1,450
2012-10-18Listing removed$118,500
2012-10-11Listed for sale$118,500
2011-04-22Listing removed$1,300
2011-04-06Listed for rent$1,300

For Sale by Agent

AgentDane M Aho
BrokerageRE/MAX Gulf Coast Realty

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