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144&179 West Dr #J, Olin, NC, 28660

3beds
2baths
2,780sqft
$1,675,000
$603price/sqft
$10,237/moest. monthly cost
$409,480/yrincome needed

About This Home

A 66+acre property w.main house, a second living quarters (cabin) and a caretaker's cottage nestled in a fabulous setting in Northern Iredell County. Borders Rocky Creek on west side. Incredible views from existing homes and hilltops. See for miles from the crest of the hilltop! Sit on your front porch and watch the horses/cattle graze, listen to the creek babble below, feel the breezes and take it all in. 2-story home address is 144 J and W Drive.Wood-sided,3BR/2BA with double garages for a total of 4 car garage.Hdwds,gas log fireplace.2 metal shops at rear of home that include a mechanic's lift. Second living quarters, aka the "Cabin" is 179 J and W Drive(2196'on main+1208' bsmt). Solid log walls on main floor with primary on main. Covered front porch overlooks Rocky Creek.Walk-out basement has served as a second bedroom,holds a 2nd full bath and laundry.Caretaker's cottage at 301 Tatum Road (1248 sq ft) provides another 2 BR abode with full bath.Some septic records not located

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
Harmony Elementary SchoolGrades PK-52.6 mi
3/10
6/10
North Iredell High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1988

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Built-In Refrigerator,Dishwasher,Electric Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Guest Quarters,Built-in Features,Ceiling Fan(s),Dead Bolt(s),Pantry,Solid Surface Counter
  • Flooring: Carpet,Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,780

Heating & Cooling

  • Heating features: Heat Pump,Electric,Propane
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,780
  • Total interior livable area: 2,780 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Recreation Room

  • Level: Main

Property

Details

  • Parcel number: 4860158667
  • Zoning: RA
  • Special condition: Owner Sale
  • Exclusions: Outbuilding At 301 Tatum Does Not Convey

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Garden
  • Fencing: Fenced,Partial
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Creek,Stream
  • Horses can be raised: Yes

Lot

  • Lot size: 66.27 Acres
  • Features: Horses Allowed,Cleared,Natural Land,Rolling Slope,Rural,Views
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 6
  • Parking features: Driveway,Garage,Lighted,Paved,Garage Door Opener,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Drought
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,469$101,628
Home Insurance *$701$8,412
Property Taxes $809$9,708
Electricity $258$3,107
Total$10,237$122,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$350,982/yr
40% on housing$307,110/yr
45% on housing$272,986/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$603This listing

vs Other Active Listings

Avg $/sqft

ZIP 28660$149
Iredell County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 28660$174
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-02Listed for sale$1,859,000

For Sale by Agent

AgentDeanna Williams
BrokerageTarheel Realty II

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