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10130 State Highway 410, Naches, WA, 98937

3beds
2baths
2,077sqft
$479,900
$231price/sqft
$3,118/moest. monthly cost
$124,720/yrincome needed

About This Home

PRICE IMPROVEMENT! Enjoy peaceful country living in this 3-bedroom, 2-bath rambler tucked on the river side of Highway 410, set on just shy of two acres of usable land. This property offers the kind of space and freedom that's getting harder to find, complete with a detached shop for hobbies, projects, or storage and a tranquil pond that adds to the rural charm. There's room for animals, gardens, and outdoor entertaining, plus hot tub electrical already in place for relaxing under the stars. Whether you're looking for a quieter pace, space to spread out, or a place to build your dream homestead, this property delivers the best of country living while still being conveniently located.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
7/10
Naches Valley High SchoolGrades 9-1227.4 mi
7/10

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,077
  • Total interior livable area: 2,077 sqft

Property

Details

  • Parcel number: 15150311007
  • Zoning description: R1 - Single Fam Res

Lot

  • Lot size: 1.29 Acres
  • Features: Irregular Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High
  • Avalanche
    AvalancheRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Wildfire
Avalanche
Cold Wave
Earthquake
Hail
Winter Weather

FEMA Declared Disasters in Yakima County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$228$2,736
Property Taxes $315$3,780
Electricity $149$1,793
Total$3,118$37,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,902/yr
40% on housing$93,540/yr
45% on housing$83,146/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 98937$180
Yakima County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 98937$307
Yakima County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Price change$509,000
2026-02-05Listed for sale$519,000

For Sale by Agent

AgentHaley Larson
BrokerageRE/MAX, The Collective

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