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1348 4th St NW, Byron, MN, 55920

3beds
2baths
1,144sqft
$379,000
$331price/sqft
$2,661/moest. monthly cost
$106,440/yrincome needed

About This Home

Welcome to this beautifully crafted new construction home in the highly sought-after community of Byron. Offering the ease of one-level living, this thoughtfully designed home features 3 bedrooms and 2 bathrooms, perfect for comfortable everyday living. Step inside to an inviting open-concept layout where the kitchen, dining, and living areas seamlessly flow together—ideal for both entertaining and relaxing. The home showcases thoughtful finishes throughout, blending style and functionality in every detail. Enjoy the convenience of modern design, quality craftsmanship, and a location that provides small-town charm with quick access to nearby amenities.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
Byron Elementary SchoolGrades 3-51.9 mi
7/10
Byron Middle SchoolGrades 6-80.6 mi
8/10
Byron Senior High SchoolGrades 9-121.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: None

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Level: Main
  • Area: 147
  • Dimensions: 12x12'3"

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedroom3

  • Level: Main
  • Area: 90.0764
  • Dimensions: 9'11"x9'1"

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,144

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,144
  • Total interior livable area: 1,144 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 753113088493
  • Zoning description: Residential-Single Family
  • Foundation area: 1144

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 60 x 123

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$208$2,496
Property Taxes $367$4,404
Electricity $170$2,050
Total$2,661$31,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,234/yr
40% on housing$79,830/yr
45% on housing$70,960/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$331This listing

vs Other Active Listings

Avg $/sqft

ZIP 55920$229
Olmsted County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 55920$182
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$389,900
2025-11-06Sold$70,000

New Construction

AgentKristina Wheeler
BrokerageRE/MAX Advantage Plus

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