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155 Swinford Dr #83, Salisbury, NC, 28144

3beds
2baths
1,709sqft
$321,400
$188price/sqft
$2,197/moest. monthly cost
$87,880/yrincome needed

About This Home

The 1709 floorplan with 11' ceilings in the great room makes this home feel so spacious and offers a perfect blend of modern style and everyday functionality. This thoughtfully designed home features 3 bedrooms, 2 bathrooms, and an open-concept layout that seamlessly connects the living room, dining area, and kitchen—creating an inviting space for both relaxing and entertaining. The kitchen is designed with convenience in mind, featuring modern appliances, abundant cabinet space, and a large center island that is ideal for meal preparation and casual gatherings. The primary suite provides a peaceful retreat with a spacious walk-in closet and a private ensuite bathroom. A covered patio extends the living space outdoors, making it perfect for relaxing evenings or hosting friends and family, while the stone accent package adds attractive curb appeal. With this signature craftsmanship and attention to detail, the 1709 floorplan offers comfort, style, and a welcoming place to create lasting memories.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

2/10
2/10
North Rowan High SchoolGrades 9-122.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Other

  • Builder model: 1709 Elevation A
  • Builder name: Adams Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Electric Water Heater,Exhaust Fan,Exhaust Hood,Microwave,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup,Mud Room,Utility Room,Inside,Laundry Room,Main Level,Washer Hookup

Bedroom S

  • Level: Main
  • Area: 132
  • Dimensions: 12' 0" X 11' 0"

Bedroom S

  • Level: Main
  • Area: 141.5239
  • Dimensions: 11' 2" X 12' 8"

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Breakfast

  • Level: Main
  • Area: 96.305
  • Dimensions: 8' 6" X 11' 4"

Dining Room

  • Level: Main
  • Area: 128.04
  • Dimensions: 10' 8" X 12' 0"

Family Room

  • Level: Main
  • Area: 266.72
  • Dimensions: 16' 8" X 16' 0"

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,709

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,709
  • Total interior livable area: 1,709 sqft

Kitchen

  • Level: Main
  • Area: 209.1264
  • Dimensions: 17' 11" X 11' 8"

Primary Bedroom

  • Level: Main
  • Area: 199.95
  • Dimensions: 15' 0" X 13' 4"

Property

Details

  • Parcel number: 057C083
  • Zoning: Res
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Front Porch,Patio

Lot

  • Lot size: 0.21 Acres
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,625$19,500
Home Insurance *$193$2,316
Property Taxes $179$2,148
Electricity $200$2,405
Total$2,197$26,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,325/yr
40% on housing$65,910/yr
45% on housing$58,586/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 28144$130
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28144$171
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$321,400
2026-05-11Price change$315,400
2026-02-12Price change$321,400
2026-02-05Listed for sale$315,400

New Construction

AgentFelicia Bellamy
BrokerageAdams Homes Realty-NC, Inc.

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