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16943 Barmer Rd, Chesterfield, VA, 23838

5beds
4baths
4,084sqft
$779,990
$191price/sqft
$5,057/moest. monthly cost
$202,280/yrincome needed

About This Home

Introducing "The Westerly" in HARPERS MILL- a stunning 4,084 square foot home designed for comfort and elegance. This expansive residence boasts six spacious bedrooms and four well-appointed bathrooms, making it perfect for families or those who love to entertain. As you enter, you're welcomed by an inviting open floor plan that harmoniously blends formal dining and living room spaces with a generous family room and a chef-inspired kitchen, and two pantry's. The kitchen features a large center island, ideal for gatherings and culinary adventures, while the first-floor guest suite ensures privacy for visitors. Retreat to the second floor, where a massive primary suite awaits. This luxurious space includes separate vanities, a private water closet, and an enormous walk-in closet, providing a perfect sanctuary. Two additional bedrooms share a convenient Jack and Jill bathroom, while a third bedroom and another full bathroom offer ample accommodation for family and guests. The second floor is further enhanced by a spacious laundry room and a large loft area perfect for relaxation or play. With a three-car garage and thoughtfully designed living areas, "The Westerly" is a perfect blend of functionality and style, making it the ideal place to call home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
4/10
9/10
Cosby High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Two Story,Transitional
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: Second
  • Dimensions: 20.5 x 15.5

Additional Room

  • Level: Second
  • Dimensions: 14.5 x 17.9

Appliances

  • Appliances included: Built-In Oven,Dishwasher,Gas Cooking,Gas Water Heater,Microwave,Range,Range Hood,Stove,Tankless Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second
  • Dimensions: 13.8 x 14.9

Bedroom3

  • Level: Second
  • Dimensions: 11.4 x 17.3

Bedroom4

  • Level: Second
  • Dimensions: 11.4 x 16.6

Bedroom5

  • Level: First
  • Dimensions: 13.6 x 15.10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First
  • Dimensions: 14.6 x 17.9

Family Room

  • Level: First
  • Dimensions: 30.4 x 16.6

Features

  • Bedroom on Main Level,Butler's Pantry,Breakfast Area,Tray Ceiling(s),Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Double Vanity,Fireplace,Granite Counters,High Ceilings,Kitchen Island,Loft,Pantry,Recessed Lighting,Cable TV,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 4,084

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,084 sqft

Living Room

  • Level: First
  • Dimensions: 14.6 x 17.9

Master Bedroom

  • Level: Second
  • Dimensions: 19.5 x 16.6

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 708660919800000
  • Special condition: Corporate Listing

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community,Pool
  • Patio & porch: Front Porch
  • Exterior features: Paved Driveway
  • Fencing: None

Lot

  • Lot size: 0.30 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Attached,Direct Access,Driveway,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,944$47,328
Home Insurance *$233$2,796
Property Taxes $487$5,844
Electricity $393$4,720
Total$5,057$60,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,382/yr
40% on housing$151,710/yr
45% on housing$134,853/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 23838$215
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23838$206
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$748,740
2026-03-22Price change$743,740
2026-02-05Listed for sale$739,740

New Construction

AgentVictoria Clark
BrokerageD R Horton Realty of Virginia,

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