L7b2 Spruce Cir, Nisswa, MN, 56468
About This Home
Stunning to-be-built home in The North Pines Association. The main level features a large kitchen/dining great room that will make entertaining a breeze. There's also a primary suite, two additional bedrooms, full bathroom and laundry room on the main level. The lower level offers a huge family room and two additional bedrooms and full bathroom. Your future home can be a full-time residence or placed in the Grand View Lodge Rental Program. Enjoy all the amenities with this one-of-a-kind opportunity in the North Pines Association. Come check out this amazing development in the Brainerd Lakes area at the North Pines Association. Still time to pick your plan and selections!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Roof: Age 8 Years or Less,Architectural Shingle,Asphalt,Pitched
- Construction materials: Frame
Other
- Builder name: HEINEN HOMES INC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Laundry Room,Sink
Basement
- Has basement: Yes
- Basement: Egress Window(s),Finished
Bedroom
- Level: Main
- Area: 240
- Dimensions: 16x15
Bedroom2
- Level: Main
- Area: 195
- Dimensions: 13x15
Bedroom3
- Level: Main
- Area: 180
- Dimensions: 15x12
Bedroom4
- Level: Lower
- Area: 169
- Dimensions: 13x13
Bedroom5
- Level: Lower
- Area: 169
- Dimensions: 13x13
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 169
- Dimensions: 13x13
Family Room
- Level: Lower
- Area: 378
- Dimensions: 18x21
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 1,380
- Finished area above ground: 2,490
Great Room
- Level: Main
- Area: 324
- Dimensions: 18x18
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 4,980
- Total interior livable area: 4,980 sqft
Kitchen
- Level: Main
- Area: 192
- Dimensions: 16x12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 28150727
- Zoning description: Residential-Single Family
- Foundation area: 2490
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.83 Acres
- Features: On Golf Course
- Lot size dimensions: 73 x 205 x 110 x 110 x 221
Parking
- Total spaces: 3
- Parking features: Attached,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Hail
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Crow Wing County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,848 | $106,176 |
| Home Insurance * | $578 | $6,936 |
| Property Taxes | $1,050 | $12,600 |
| Electricity | $420 | $5,040 |
| Total | $10,896 | $130,752 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-05 | Listed for sale | $1,750,000 |
View on Zillow