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109 Beach 61st Street #77A, Arverne, NY, 11692

3beds
2baths
1,249sqft
$730,000
$584price/sqft
$4,740/moest. monthly cost
$189,600/yrincome needed

About This Home

Welcome to 109 Beach 61st Street — a solidly built three-bedroom, two-bath concrete home offering modern upgrades, and thoughtful design. This property experienced no flooding during Hurricane Sandy, a valuable feature in the area. The home is outfitted with all upgraded Pella windows and doors, backed by warranty, providing energy efficiency, durability, and natural light throughout. A new tankless combination boiler and hot water system delivers efficient, on-demand comfort. The upgraded kitchen features custom cabinetry and quality finishes designed for everyday living and entertaining. The primary bedroom boasts new wood flooring, while the secondary bedroom opens to a private balcony, perfect for morning coffee or evening air. From the upstairs living room, step directly into your private backyard, creating seamless indoor-outdoor living. Additional highlights include a private garage with laundry, and driveway parking. Located moments from the beach, boardwalk, public transportation, shopping, and neighborhood amenities, Beach 61st offers the perfect balance of coastal lifestyle and city convenience. A move-in-ready home with structural integrity, modern upgrades, parking, and outdoor space — a rare find in the Rockaways.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

5/10
Ps Ms 42 R VernamGrades PK-80.4 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Washer,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Crown Molding,Granite Counters,Kitchen Island,Open Kitchen,Primary Bathroom
  • Attic: None
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,249
  • Total interior livable area: 1,249 sqft

Property

Details

  • Parcel number: 159331066
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Patio & porch: Terrace
  • Exterior features: Private Entrance
  • Fencing: Back Yard

Lot

  • Features: Back Yard

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,691$44,292
Home Insurance *$347$4,164
Property Taxes $456$5,472
Electricity $246$2,954
Total$4,740$56,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,514/yr
40% on housing$142,200/yr
45% on housing$126,400/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$584This listing

vs Other Active Listings

Avg $/sqft

ZIP 11692$430
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11692$373
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-05Listed for sale$739,000

For Sale by Agent

AgentNicole Switzer
BrokerageROCKAWAY PROPERTIES

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